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h999r · 27 July 2012, 09:35 AM

Need to know if you guys insured your AP watches ?
Whats the best insurance company here in US ? How much you pay monthly ?

Thank you guys !

Manofsteelpt · 27 July 2012, 10:32 AM

Lots of guys/girls use Jewelers Mutual... I would call your home owners insurance though and get a quote from them too. Ours (State Farm) was cheaper for watches and my wife's rings, so we wet with them.

mdoc52 · 27 July 2012, 11:43 AM

State Farm - same as above. Didn't look into Jewelers Mutual though. You can find the typical cost for jewelry insurance via google. I looked at the time and it's pretty standard.

MortgageGuy · 27 July 2012, 12:58 PM

Jewelers Mutual for all jewelry here... if you have a claim/loss it is not against your home and therefore skyrocketing that rate (house)... A better bet IMHO

Submarino · 27 July 2012, 03:23 PM

Travelers!

mb23 · 27 July 2012, 05:46 PM

I use state farm personal property insurance, it's a stand alone policy. I often consider using Jewelers Mutual, but I wonder if GOD FORBID something was to happen would an internet company handle your claim like a state farm rep would?

Or even if Jewelers Mutual would handle the claim accordingly or try and delay the process. I know jewelers mutual is a replace only policy.

bumpssi · 28 July 2012, 01:58 AM

i use jewelers mutual, recommened to them from a friend who sadly had to use them to replace something stolen, they were quick and he was very pleased.

SteveJ · 28 July 2012, 02:02 AM

If you're eligible to join look at USAA. I've used them for ten years and never had a bad experience. Top notch IMHO.

Dino944 · 28 July 2012, 05:30 AM

We use Chubb for all of our watches and jewelry. They also handle our home owners but its a separate policy for the watches etc.

PN221 · 1 August 2012, 06:38 PM

I was thinking about Chubb myself

Dino944 · 1 August 2012, 11:42 PM

Quote:

Originally Posted by PN221

I was thinking about Chubb myself

I don't know anything about Jewelers Mutual. However, I can tell you its important to see what the coverage provides, do they cut you a check for a specific valuue, or do they try to find you the same piece?

To the OP, as for the price you pay, is usually a small percentage of the value of the item. So the cost will depend on the price/value of the item/s you choose to insure.

kilyung · 2 August 2012, 12:17 AM

I use Allstate but had JM in the past.

h999r · 2 August 2012, 04:17 AM

thank you guys for the input.

27 July 2012, 09:35 AM	#1
h999r Banned Join Date: May 2011 Real Name: HR Location: Planet Earth Watch: -ing Barts. Posts: 4,244	watch insurance question Need to know if you guys insured your AP watches ? Whats the best insurance company here in US ? How much you pay monthly ? Thank you guys !

27 July 2012, 12:58 PM	#4
MortgageGuy "TRF" Member Join Date: Jun 2009 Real Name: Adam Location: Orlando, Florida Watch: Me Posts: 9,935	Jewelers Mutual for all jewelry here... if you have a claim/loss it is not against your home and therefore skyrocketing that rate (house)... A better bet IMHO __________________ The richest people in the world look for and build NETWORKS, Everyone else looks for work... Robert Kiyosaki

27 July 2012, 03:23 PM	#5
Submarino "TRF" Member Join Date: Aug 2009 Real Name: Mr. H Location: Dallas Watch: them for me! Posts: 7,180	Travelers! __________________ WATCHES ARE THE NEW CURRENCY!/ MEMBER 27491/OFFICIALLY DESIGNATED OLD TIMER /AP OWNERS CLUB MEMBER Instagram @watchcollectinglifestyle

1 August 2012, 06:38 PM	#10
PN221 "TRF" Member Join Date: Jul 2012 Location: USA Watch: AP Schumacher Posts: 218	Are the premiums lower with Jewelers mutual compared to others? c I was thinking about Chubb myself

27 July 2012, 10:32 AM	#2
Manofsteelpt "TRF" Member Join Date: Feb 2011 Real Name: Mike Location: Buffalo, NY Posts: 3,971	Lots of guys/girls use Jewelers Mutual... I would call your home owners insurance though and get a quote from them too. Ours (State Farm) was cheaper for watches and my wife's rings, so we wet with them.

27 July 2012, 11:43 AM	#3
mdoc52 Member Join Date: Feb 2012 Real Name: Matt Location: detroit Watch: AP 26330 Posts: 74	State Farm - same as above. Didn't look into Jewelers Mutual though. You can find the typical cost for jewelry insurance via google. I looked at the time and it's pretty standard.

27 July 2012, 05:46 PM	#6
mb23 Banned Join Date: Jul 2012 Real Name: Michael Location: Westchester, NY Watch: Audemars Piguet Posts: 4,744	I use state farm personal property insurance, it's a stand alone policy. I often consider using Jewelers Mutual, but I wonder if GOD FORBID something was to happen would an internet company handle your claim like a state farm rep would? Or even if Jewelers Mutual would handle the claim accordingly or try and delay the process. I know jewelers mutual is a replace only policy.

28 July 2012, 01:58 AM	#7
bumpssi "TRF" Member Join Date: Aug 2009 Location: Metro Posts: 99	i use jewelers mutual, recommened to them from a friend who sadly had to use them to replace something stolen, they were quick and he was very pleased.

28 July 2012, 02:02 AM	#8
SteveJ "TRF" Member Join Date: Feb 2012 Location: Georgia, USA Posts: 36	If you're eligible to join look at USAA. I've used them for ten years and never had a bad experience. Top notch IMHO.

28 July 2012, 05:30 AM	#9
Dino944 "TRF" Member Join Date: Jul 2012 Location: Rhode Island Watch: Batman, Kermit Posts: 1,097	We use Chubb for all of our watches and jewelry. They also handle our home owners but its a separate policy for the watches etc.

2 August 2012, 12:17 AM	#12
kilyung 2024 SubLV41 Pledge Member Join Date: Jul 2009 Location: Cave Watch: Sundial Posts: 33,940	I use Allstate but had JM in the past.

2 August 2012, 04:17 AM	#13
h999r Banned Join Date: May 2011 Real Name: HR Location: Planet Earth Watch: -ing Barts. Posts: 4,244	thank you guys for the input.

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