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turtlehead69 · 30 July 2013, 09:23 PM

Well I'm about to receive my 2013 no date sub later this week. What are my best options for insurance. Home or specific watch insurance? What do you guys and gals do?

Thanks

cop414 · 30 July 2013, 09:27 PM

Quote:

Originally Posted by turtlehead69

Well I'm about to receive my 2013 no date sub later this week. What are my best options for insurance. Home or specific watch insurance? What do you guys and gals do?

Thanks

I go with Jewler's Mutual based on the good reports of many here. They cover loss - theft as well as damage. I pay under $100.00 a year for my Sub. You do have to have an appraisial done for your watch though. My AD did one for me when I purchased my watch.
Almost forgot, welcome to TRF!

Yanks213x · 30 July 2013, 09:27 PM

Jewelry mutual

boogiebot · 31 July 2013, 07:17 AM

Quote:

Originally Posted by Yanks213x

Jewelry mutual

x2

rolex75216 · 30 July 2013, 09:30 PM

We are going to like you! The very first post you come out of the gate with is a brand new Sub! Excellent choice and congrats!

+1 on Jewelry Mutual. You can also put in a phone call to you home insurance company and see the details of their plan to have something to compare it to.

samsmart · 31 July 2013, 11:48 AM

Quote:

Originally Posted by rolex75216

We are going to like you! The very first post you come out of the gate with is a brand new Sub! Excellent choice and congrats!

+1 on Jewelry Mutual. You can also put in a phone call to you home insurance company and see the details of their plan to have something to compare it to.

I added mine to my home insurance. It was very inexpensive.

Welcome

to the Forum!

BZA · 30 July 2013, 09:35 PM

In the UK, check out TH March

SUBversive · 30 July 2013, 09:39 PM

Make sure you get a replacement (higher) insurance appraisal.

charles22 · 30 July 2013, 09:41 PM

Mine is added as a specific item on my home contents insurance. Covered for loss, theft, accidental damage and new for old too!

Cost me about £25 extra per year which I thought was a bargain :-)

Takes all the worry out of Rolex ownership!

turtlehead69 · 30 July 2013, 09:42 PM

I've put off getting a sub for too many years. Can't wait for it to arrive. It will be my everyday watch. Watches like that shouldn't be hidden in a drawers for special occasions.

heatscore · 31 July 2013, 01:32 AM

Quote:

Originally Posted by turtlehead69

I've put off getting a sub for too many years. Can't wait for it to arrive. It will be my everyday watch. Watches like that shouldn't be hidden in a drawers for special occasions.

You really do feel like a kid at Christmas when it first arrives. I know you'll love it.

Congrats!

turtlehead69 · 30 July 2013, 09:44 PM

Sorry - should have said UK. Thanks everyone.

buke45 · 30 July 2013, 09:58 PM

Welcome aboard

ChuckFinlay · 31 July 2013, 02:21 AM

Add it to your home contents, should cost around £20'ish.

phan655 · 31 July 2013, 04:59 AM

+1 for Jewler's Mutual

ChuckFinlay · 31 July 2013, 05:43 AM

Quote:

Originally Posted by phan655

+1 for Jewler's Mutual

He's in the UK, not a company he can use.

LightOnAHill · 31 July 2013, 05:55 AM

I appreciate that you said guys and gals.

Wonderful to see somebody respecting our sisters in the forum.

Congrats on your new watch, and welcome !!!!!

Armyguy03 · 31 July 2013, 05:59 AM

Congrats!!!

Soflobusinessman · 31 July 2013, 06:10 AM

if you buy a watch from someone(not an AD), with no appraisal, how do you get an appraisal for insurance reasons?

Ck8 · 31 July 2013, 06:13 AM

Welcome

I would take out M&S premier or premium home contents. Very easy terms with no valuation, just receipts.

badgtho · 31 July 2013, 11:44 AM

Quote:

Originally Posted by Soflobusinessman

if you buy a watch from someone(not an AD), with no appraisal, how do you get an appraisal for insurance reasons?

You pay a jeweler for one.
Under $5000 in value most policies don't require one.

mr.president1 · 31 July 2013, 07:15 AM

ConGratS Man!!! It will definitely be a great wearer!

and +1 ON the insurance... It's a must!

Browner · 31 July 2013, 07:17 AM

Added mine to AA home insurance, added c.£20 over the year.

CJ01 · 31 July 2013, 07:20 AM

Great choice of watch! Welcome.

AK797 · 31 July 2013, 07:34 AM

M and S have good cover.

strafer_kid · 31 July 2013, 07:43 AM

Hi

I am UK also - I have a number of Rolexs that work out around £40 per year each, on top of my normal home insurance premiums. I have been with my existing company for some time (for cars also) and they are pretty good so I did not shop around. Looks like you might get better deal though as mentioned elsewhere on this thread i.e £20 per year - that sounds very competitive. You may find you get bitten by the Rolex bug and end up with more - then you are into a small safe! Welcome to the Rolex world anyway - you will really enjoy it!

mruhland31 · 31 July 2013, 11:08 AM

Jewlers Mutual

superdog · 31 July 2013, 11:54 AM

MetLife for me. Under 10k, no appraisel necessary on my homeowners.

Very inexpensive. I've asked for bulletproof coverage.

Now.....lets talk about your username......

Of yeah, congrats on a great sub.

Alligator · 31 July 2013, 11:59 AM

Okay, has anyone ever had to file a claim? What's that process like?

Urosfan · 31 July 2013, 12:04 PM

Welcome home owners for me

30 July 2013, 09:23 PM	#1
turtlehead69 Member Join Date: Jul 2013 Location: south west London Posts: 70	New person question Well I'm about to receive my 2013 no date sub later this week. What are my best options for insurance. Home or specific watch insurance? What do you guys and gals do? Thanks

30 July 2013, 09:35 PM	#7
BZA "TRF" Member Join Date: Dec 2008 Real Name: B Location: UK Posts: 976	In the UK, check out TH March __________________ Current: 1: Rolex DSSD M 2008 2: Rolex Day-Date 40 YG White Dial Random 2018 3:Panerai Luminor Submersible Titanium PAM 25 2013 P Previous:[/B] 1: Rolex 16610 Y 2002 2: Rolex Daytona V 2008 3: Rolex 16610LV Z 2007 4: Rolex Milgauss 116400GV V 2008 5: Panerai Luminor Marina PR PAM 93 2005 6: AP ROO Diver H 2013 7: Rolex DJ II Slate w/ Grn Romans Random 2013 8:Panerai Submersible Ti PAM 25 2013

31 July 2013, 05:59 AM	#18
Armyguy03 "TRF" Member Join Date: Nov 2012 Location: DM[V] Watch: 16710 \| 16600 Posts: 3,546	Congrats!!! __________________ Member of the Global Association of Retro-Grouch-Curmudgeons

31 July 2013, 06:13 AM	#20
Ck8 "TRF" Member Join Date: Feb 2007 Real Name: Mark 哥 Location: UK Posts: 860	Welcome I would take out M&S premier or premium home contents. Very easy terms with no valuation, just receipts. __________________ I like wonton noodles soup - Mark 哥

31 July 2013, 07:15 AM	#22
mr.president1 "TRF" Member Join Date: Jul 2012 Location: Ohio,UnitedStates Watch: ROLEX OMEGA Posts: 1,458	ConGratS Man!!! It will definitely be a great wearer! and +1 ON the insurance... It's a must! __________________ ROLEX & OMEGA

30 July 2013, 09:27 PM	#3
Yanks213x "TRF" Member Join Date: Jan 2013 Real Name: Mike Location: Long Island Watch: 14060m Posts: 342	Jewelry mutual

30 July 2013, 09:30 PM	#5
rolex75216 "TRF" Member Join Date: Jan 2013 Location: United States Posts: 2,008	We are going to like you! The very first post you come out of the gate with is a brand new Sub! Excellent choice and congrats! +1 on Jewelry Mutual. You can also put in a phone call to you home insurance company and see the details of their plan to have something to compare it to.

30 July 2013, 09:39 PM	#8
SUBversive Banned Join Date: May 2011 Location: ri Watch: Sun Dial Posts: 14,346	Make sure you get a replacement (higher) insurance appraisal.

30 July 2013, 09:41 PM	#9
charles22 "TRF" Member Join Date: Apr 2013 Location: UK Posts: 88	Mine is added as a specific item on my home contents insurance. Covered for loss, theft, accidental damage and new for old too! Cost me about £25 extra per year which I thought was a bargain :-) Takes all the worry out of Rolex ownership!

30 July 2013, 09:42 PM	#10
turtlehead69 Member Join Date: Jul 2013 Location: south west London Posts: 70	I've put off getting a sub for too many years. Can't wait for it to arrive. It will be my everyday watch. Watches like that shouldn't be hidden in a drawers for special occasions.

30 July 2013, 09:44 PM	#12
turtlehead69 Member Join Date: Jul 2013 Location: south west London Posts: 70	Sorry - should have said UK. Thanks everyone.

30 July 2013, 09:58 PM	#13
buke45 Banned Join Date: Jun 2010 Real Name: Juan Location: Ponce, PR Watch: Your Butt Posts: 1,464	Welcome aboard

31 July 2013, 02:21 AM	#14
ChuckFinlay "TRF" Member Join Date: Aug 2010 Location: UK Watch: 116719BLRO Posts: 496	Add it to your home contents, should cost around £20'ish.

31 July 2013, 04:59 AM	#15
phan655 "TRF" Member Join Date: May 2013 Real Name: Ryan Location: Kansas City Watch: 16710,16613 Posts: 297	+1 for Jewler's Mutual

31 July 2013, 05:55 AM	#17
LightOnAHill "TRF" Member Join Date: Mar 2011 Real Name: Bryan Location: Pacific Northwest Watch: YG DD lchdp Posts: 2,963	I appreciate that you said guys and gals. Wonderful to see somebody respecting our sisters in the forum. Congrats on your new watch, and welcome !!!!!

31 July 2013, 06:10 AM	#19
Soflobusinessman "TRF" Member Join Date: Feb 2012 Location: South Florida Posts: 85	if you buy a watch from someone(not an AD), with no appraisal, how do you get an appraisal for insurance reasons?

31 July 2013, 07:17 AM	#23
Browner "TRF" Member Join Date: Sep 2012 Real Name: Graham Location: UK Watch: Rolex Sub Mariner Posts: 86	Added mine to AA home insurance, added c.£20 over the year.

31 July 2013, 07:20 AM	#24
CJ01 "TRF" Member Join Date: Nov 2008 Real Name: Craig Location: Dorset UK Posts: 383	Great choice of watch! Welcome.

31 July 2013, 07:34 AM	#25
AK797 2024 Pledge Member Join Date: Feb 2010 Real Name: Neil Location: UK Watch: ing ships roll in Posts: 59,369	M and S have good cover.

31 July 2013, 07:43 AM	#26
strafer_kid "TRF" Member Join Date: Oct 2009 Real Name: Kenny Location: northern ireland Watch: SDs, Subs & GMTs Posts: 5,136	Hi I am UK also - I have a number of Rolexs that work out around £40 per year each, on top of my normal home insurance premiums. I have been with my existing company for some time (for cars also) and they are pretty good so I did not shop around. Looks like you might get better deal though as mentioned elsewhere on this thread i.e £20 per year - that sounds very competitive. You may find you get bitten by the Rolex bug and end up with more - then you are into a small safe! Welcome to the Rolex world anyway - you will really enjoy it!

31 July 2013, 11:08 AM	#27
mruhland31 "TRF" Member Join Date: Nov 2010 Location: Santa Clarita CA Posts: 1,028	Jewlers Mutual

31 July 2013, 11:54 AM	#28
superdog 2024 Pledge Member Join Date: Oct 2011 Real Name: Seth Location: nj Watch: Omega Posts: 24,834	MetLife for me. Under 10k, no appraisel necessary on my homeowners. Very inexpensive. I've asked for bulletproof coverage. Now.....lets talk about your username...... Of yeah, congrats on a great sub. __________________ If happiness is a state of mind, why look anywhere else for it? IG: gsmotorclub IG: thesawcollection (Both mostly just car stuff)

31 July 2013, 11:59 AM	#29
Alligator "TRF" Member Join Date: May 2011 Location: Minneapolis Watch: Submariner 14060M Posts: 22	Okay, has anyone ever had to file a claim? What's that process like?

31 July 2013, 12:04 PM	#30
Urosfan "TRF" Member Join Date: Oct 2012 Location: NYC Watch: Me now Posts: 19,372	Welcome home owners for me

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