The Rolex Forums   The Rolex Watch

ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX


Go Back   Rolex Forums - Rolex Forum > General Topics > Open Discussion Forum

Reply
 
Thread Tools Display Modes
Old 25 March 2009, 01:48 AM   #1
iSellJerseyShore
"TRF" Member
 
iSellJerseyShore's Avatar
 
Join Date: Apr 2007
Real Name: Frankie
Location: NJ - JerseyShore
Watch: GMT-Master IIc
Posts: 1,023
Icon5 How did you make your purchase - Cash, Credit or Finance?

When purchasing your time piece of choice, how did you make your purchase? Did you pay cash, use your credit card or finance the watch of your dreams?

Obviously each purchase method has its up's and downs, just curious to see how the community is making their purchases.



-Frankie
iSellJerseyShore is offline   Reply With Quote
Old 25 March 2009, 01:54 AM   #2
SLS
"TRF" Member
 
SLS's Avatar
 
Join Date: Aug 2006
Real Name: Scott
Location: GMT -7
Watch: GMT's & Sub's
Posts: 10,401
I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott
__________________
"The bitterness of poor quality remains long after the sweetness of lower price is forgotten." -Benjamin Franklin

Member No. 922
SLS is offline   Reply With Quote
Old 25 March 2009, 01:54 AM   #3
greenfan
"TRF" Member
 
greenfan's Avatar
 
Join Date: Dec 2006
Real Name: George
Location: Athens Greece
Watch: GMT II 16710 Coke
Posts: 1,046
Cash....
__________________
C:\Documents and Settings\George.HOME\My Documents\My Pictures\Rolex
greenfan is offline   Reply With Quote
Old 25 March 2009, 02:00 AM   #4
seantk
"TRF" Member
 
seantk's Avatar
 
Join Date: Dec 2007
Real Name: Sean
Location: West Florida
Posts: 2,671
I have paid using a both CC and also using cash. Just depends. However, I do not like carrying cash

Sean
seantk is offline   Reply With Quote
Old 25 March 2009, 02:07 AM   #5
Rockrolex
TRF Moderator & 2024 SubLV41 Patron
 
Rockrolex's Avatar
 
Join Date: May 2005
Real Name: God
Location: Washington, D.C.
Watch: What do you think?
Posts: 37,969
Quote:
Originally Posted by SLS View Post
I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott
Exactly the way I do it. My purchases have bought a lot of upgrades on long haul flights.
__________________
Despite the high cost of living, it's still very popular.

Tosser Cabinet Member

Official Member: 'Perpetual 30' Vegas International GTG 2016
Official Member "WIS-CON" Las Vegas International GTG 2017
Official Member "WIS-CON" Las Vegas International GTG 2018
Official Member "WIS-CON" Las Vegas International GTG 2019
Rockrolex is offline   Reply With Quote
Old 25 March 2009, 02:47 AM   #6
LDLemu4U
Member
 
Join Date: Dec 2007
Location: Canada
Watch: GMT Master IIc
Posts: 472
Quote:
Originally Posted by SLS View Post
I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott
X2......and if buying from the TRF sellers....usually cash! or by PayPal with CC, not to finance but get the travel points!
LDLemu4U is offline   Reply With Quote
Old 25 March 2009, 04:08 AM   #7
iSellJerseyShore
"TRF" Member
 
iSellJerseyShore's Avatar
 
Join Date: Apr 2007
Real Name: Frankie
Location: NJ - JerseyShore
Watch: GMT-Master IIc
Posts: 1,023
Quote:
Originally Posted by SLS View Post
I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott
I'm a big believer in doing the same!! If I don't have the cash to make the purchase whether it be in plain cash, CC or financing. Depending on my end game will determine my payment method. Like many other members have posted I like to accumulate AMEX points as well, but if its going to eliminate any substantial discount then I just pay cash.

But nothing beats a free loan to use OPM while you earn some extra interest on your coins before having to hand over your money



-Frankie
iSellJerseyShore is offline   Reply With Quote
Old 25 March 2009, 04:09 AM   #8
steelers
"TRF" Member
 
steelers's Avatar
 
Join Date: Dec 2007
Location: Dallas
Posts: 815
Amex! then pay off.
steelers is offline   Reply With Quote
Old 25 March 2009, 04:14 AM   #9
Wolfgang427
2024 SubLV41 Pledge Member
 
Wolfgang427's Avatar
 
Join Date: Aug 2006
Real Name: Wolfgang
Location: New Jersey.
Watch: Rolex Tudor Omega
Posts: 5,592
CASH is always KING
Attached Images
File Type: jpg YM%20II%20%282%29.jpg (52.0 KB, 76 views)
Wolfgang427 is offline   Reply With Quote
Old 25 March 2009, 12:18 PM   #10
Nica64
"TRF" Member
 
Nica64's Avatar
 
Join Date: Nov 2008
Location: USA
Posts: 2,596
Quote:
Originally Posted by steelers View Post
Amex! then pay off.
x2, get the points and pay it off
__________________
______________________________
You can't turn back the clock. But you can wind it up again.
Nica64 is offline   Reply With Quote
Old 25 March 2009, 04:19 AM   #11
Z-Sub
2024 Pledge Member
 
Z-Sub's Avatar
 
Join Date: Jun 2008
Location: So Cal, USA
Watch: Not a ONEWatch Man
Posts: 7,383
Quote:
Originally Posted by SLS View Post
I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott
that's the only way to use credit card for this. if you have to pay any interest because you cannot pay it off, then don't buy.
if you happen to have 0% financing and has enough money in the bank, why not. as most people have said, don't buy what you can't afford. Save up, you'll get there.
__________________
SS Submariner Date "Z"
SS SeaDweller "D"
SS Submariner "Random"
TT Blue Submariner "P"
SS GMT-Master ll "M", Pepsi
Pam 311, 524, 297
Z-Sub is offline   Reply With Quote
Old 25 March 2009, 05:51 AM   #12
DoxaDavid
"TRF" Member
 
DoxaDavid's Avatar
 
Join Date: Jan 2008
Real Name: David
Location: Minneapolis, Mn
Posts: 3,271
Quote:
Originally Posted by SLS View Post
I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott
My exact sentiments. Get the reward points and pay off. Don't buy what I can't afford.
__________________
DOXA-AFICIONADO

"It has been my experience that folks who have no vices have very few virtues. " Abraham Lincoln 1809-1865
DoxaDavid is offline   Reply With Quote
Old 25 March 2009, 01:58 AM   #13
mck22
"TRF" Member
 
mck22's Avatar
 
Join Date: Dec 2008
Real Name: Brent
Location: St Louis
Watch: Rolex Sub Date
Posts: 1,516
I have paid cash for mine, but they were all from individuals.
__________________
16610 Submariner
GMT Master II 16710

1675
mck22 is offline   Reply With Quote
Old 25 March 2009, 01:59 AM   #14
ijen0311
"TRF" Member
 
Join Date: Dec 2008
Real Name: Jen
Location: Jax, FL
Watch: Sea-Dweller
Posts: 3,977
I bought mine on 0% interest for 2 years. I figured eh, why not... I'll use their money
ijen0311 is offline   Reply With Quote
Old 25 March 2009, 01:59 AM   #15
BuffaloRolex
"TRF" Member
 
BuffaloRolex's Avatar
 
Join Date: Nov 2007
Real Name: Tony
Location: Buffalo
Watch: 16613 (blue dial)
Posts: 1,329
I went cash--well, bank check...
BuffaloRolex is offline   Reply With Quote
Old 25 March 2009, 08:25 AM   #16
mixedccr
Member
 
Join Date: Jan 2009
Real Name: omar
Location: singapore
Watch: deepsea
Posts: 192
My 16600 back in 1998, CC which was settled in full at the end of the month, and earned the usual bonus points and airmiles.

Quote:
Originally Posted by ijen0311 View Post
I bought mine on 0% interest for 2 years. I figured eh, why not... I'll use their money
My recent 116660, 50% CC [for airmiles again etc etc] with full settlement when due and the rest 0%, same as Jen here.
mixedccr is offline   Reply With Quote
Old 25 March 2009, 02:01 AM   #17
SirLoki
"TRF" Member
 
SirLoki's Avatar
 
Join Date: Jun 2008
Real Name: Brian
Location: Fullerton, CA
Watch: GMT Master II
Posts: 916
my very first Rolex purchase 16710 i paid cash; got lucky on the craps table in 2002

my other 3 i got no interest same as cash financing for 2 years on each.
__________________
16710N Y 116710LN M 116400 V 116660 V

RIP JJ

Quote:
Originally Posted by JJ Irani View Post
The best bastidization I've ever seen on TRF!!
SirLoki is offline   Reply With Quote
Old 25 March 2009, 02:05 AM   #18
redshirt1957
"TRF" Member
 
redshirt1957's Avatar
 
Join Date: Sep 2007
Real Name: Bubba
Location: Bitsyville!
Watch: Blue YM today!
Posts: 10,053
Cash or check only.
redshirt1957 is offline   Reply With Quote
Old 25 March 2009, 02:11 AM   #19
Lion
"TRF" Member
 
Lion's Avatar
 
Join Date: Jan 2009
Real Name: Leo
Location: Midwest
Watch: GMT-II 16710 PEPSI
Posts: 21,461
I paid with cash for my PEPSI!!!
Cash is king!!!
__________________

SS GMT-II 16710 PEPSI(Z-serial#)
THE ONLY DIFFERENCE BETWEEN MEN AND BOYS IS THE PRICE OF THE TOYS!!!
MontBlanc Meisterstuck Doue Silver Barley
MontBlanc Meisterstuck Solitaire Doue Signum
Proud Card Carrying Member of the Curmudgeons.....Yikes!!!
Lion is offline   Reply With Quote
Old 25 March 2009, 02:22 AM   #20
tifosi
"TRF" Member
 
tifosi's Avatar
 
Join Date: Feb 2009
Real Name: Russ
Location: Southern NJ
Posts: 5,760
No interest financing on my Omegas and Cash for my Rolex
__________________
Russ
tifosi is offline   Reply With Quote
Old 25 March 2009, 02:24 AM   #21
Mirx
"TRF" Member
 
Mirx's Avatar
 
Join Date: Jan 2009
Location: UK
Watch: RLX
Posts: 437
Cash.
Mirx is offline   Reply With Quote
Old 25 March 2009, 02:24 AM   #22
londonbagpuss
Member
 
Join Date: Mar 2009
Location: London
Posts: 248
hi
londonbagpuss is offline   Reply With Quote
Old 25 March 2009, 02:25 AM   #23
scottkit
"TRF" Member
 
Join Date: Nov 2008
Location: hawaii
Watch: SD, 2C
Posts: 66
CC, I go for the miles.
scottkit is offline   Reply With Quote
Old 25 March 2009, 02:28 AM   #24
pz93c
"TRF" Member
 
pz93c's Avatar
 
Join Date: Apr 2008
Real Name: Brian
Location: Republic of Texas
Posts: 2,776
Quote:
Originally Posted by scottkit View Post
CC, I go for the miles.
Same here. Get those Seamiles.

Same with the mortgage payment. Just pay the CC off every month.
pz93c is offline   Reply With Quote
Old 25 March 2009, 02:25 AM   #25
alphamale2012
"TRF" Member
 
alphamale2012's Avatar
 
Join Date: Nov 2008
Real Name: Sam
Location: UK
Posts: 1,305
Has to be cash
alphamale2012 is offline   Reply With Quote
Old 25 March 2009, 02:25 AM   #26
chriseskew24
"TRF" Member
 
chriseskew24's Avatar
 
Join Date: Sep 2008
Real Name: Christopher
Location: fort lauderdale
Watch: Bunches
Posts: 1,860
Cash twice credit once..
chriseskew24 is offline   Reply With Quote
Old 25 March 2009, 02:31 AM   #27
BigHat
Banned
 
Join Date: Sep 2007
Real Name: Matt
Location: Arlington, VA
Watch: Lange One MP
Posts: 4,043
Have bought a lots of them so many different ways.

Mostly via a credit card for purchase protection and cash back, but paid in full when due. I have also taken the only discount I could get on some hot models and that was interest free financing. I always figure the NPV of the payments, but most of the time I just get tired of making the payments after a few months and just pay the darn thing off. I guess I don't like the monthly reminder of what it cost me either.
BigHat is offline   Reply With Quote
Old 25 March 2009, 02:33 AM   #28
Bebot
"TRF" Member
 
Bebot's Avatar
 
Join Date: Feb 2009
Real Name: Emil
Location: Bay Area, CA
Watch: U macallit
Posts: 2,645
AE credit card for mileage and then pay.
Bebot is offline   Reply With Quote
Old 25 March 2009, 03:10 AM   #29
fsujp
"TRF" Member
 
Join Date: Mar 2009
Real Name: Joshua
Location: Tampa, FL
Watch: GMT II 16710
Posts: 92
Gift. Fiancee bought it this afternoon for me as a wedding present.
fsujp is offline   Reply With Quote
Old 25 March 2009, 04:03 AM   #30
CrewLSU
Member
 
Join Date: Feb 2009
Location: USA
Posts: 30
personal check..same as cash.

get it done.
CrewLSU is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Wrist Aficionado

My Watch LLC

WatchesOff5th

DavidSW Watches

Takuya Watches

OCWatches


*Banners Of The Month*
This space is provided to horological resources.





Copyright ©2004-2024, The Rolex Forums. All Rights Reserved.

ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX

Rolex is a registered trademark of ROLEX USA. The Rolex Forums is not affiliated with ROLEX USA in any way.