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Jeff in Florida · 23 April 2009, 08:02 AM

I just bought a Sub LV and am thinking about getting insurance for it. Anyone know of a good company, and what the cost would be? Will the insurance cover damage or just total loss?

Doug507 · 23 April 2009, 08:10 AM

FWIW, I just have my Rolexes insured for total replacement under a "personal articles" policy through my regular insurance guy (he's just like a good neighbor). My wife has some jewelry under that policy too, so I'm not sure of the cost of just the Rolexes, but it's fairly cheap, and It takes the worry out of diving with my sub.

mailman · 23 April 2009, 08:41 AM

Quote:

Originally Posted by Doug507

FWIW, I just have my Rolexes insured for total replacement under a "personal articles" policy through my regular insurance guy (he's just like a good neighbor). My wife has some jewelry under that policy too, so I'm not sure of the cost of just the Rolexes, but it's fairly cheap, and It takes the worry out of diving with my sub.

Same here. Just remember to get a new apprasial every time there's a price increase and submit it to your agent

I think we pay around $100-$120 per year to cover both mine and my wife's watches and her engagement ring.

submariner16610 · 23 April 2009, 08:41 AM

statefarm. i just asked for computation 2 months ago for my sub. around 60-70d yearly.thief,lost,fire anywhere in the world. incase of burglary u just need to get a police report,if it got lost they will replace it but u will go through investigation. Or if u have house insurance u can include your watch too. try statefarm

jdrolltide3838 · 23 April 2009, 08:51 AM

Alfa Insurance is great around here, however I believe they are only located in Alabama. I believe its something like $10 per thousand. You cant beat the service and theyre thousands times easier to deal with than most of the rest

zak98 · 23 April 2009, 09:57 AM

yep.. rider on my home owners ins.. $7/1000.

Art 1 · 23 April 2009, 10:14 AM

We have State Farm, for now.

tomski12 · 23 April 2009, 11:48 AM

Quote:

Originally Posted by Art 1

We have State Farm, for now.

Good luck with that.

aproy · 23 April 2009, 10:32 AM

state farm here too. the best.

GinGinD · 23 April 2009, 10:54 AM

I also have the State Farm personal articles policy. It covers repair costs for breakage as well as replacement in case of "mysterious disappearance."

Jeannie

Deep Sea · 23 April 2009, 11:20 AM

USAA here. Loss, theft, fire, and also damage.

About $8/year per $1000 insured.

Mrdi · 23 April 2009, 11:26 AM

so,
If you have a small collection, say
$100,000 then insurance is only about $700 a year?

therolexguy · 23 April 2009, 11:31 AM

State Farm here too.

Bisquitlips · 23 April 2009, 11:37 AM

I stay away from my home owner's insurance for insuring my watches and jewelry. If there is a burglary and you make a claim, your insurance on your home will go up about 20 - 30%.

Ours did when we were burglarized in 2006. It's still up there because of it.

I recommend Jeweler's Mutual.

iSellJerseyShore · 23 April 2009, 11:10 PM

Quote:

Originally Posted by Bisquitlips

I recommend Jeweler's Mutual.

I have heard good things about Jeweler's Mutual and know a few people that use them.

-Frankie

AIKO · 23 April 2009, 01:07 PM

Quote:

Originally Posted by Jeff in Florida

I just bought a Sub LV and am thinking about getting insurance for it. Anyone know of a good company, and what the cost would be? Will the insurance cover damage or just total loss?

How about contacting your homeowners or renters insurance?

Lion · 23 April 2009, 11:32 PM

I have a jewelry writer attached to my home owners policy. And that policy is with Liberty Mutual!!!

mailman · 24 April 2009, 08:53 AM

Quote:

Originally Posted by Lion

I have a jewelry writer attached to my home owners policy. And that policy is with Liberty Mutual!!!

That's who I have my insurance with

23 April 2009, 08:02 AM	#1
Jeff in Florida Member Join Date: Apr 2009 Real Name: Jeff Location: Florida Watch: Sub LV M series Posts: 86	Insurance I just bought a Sub LV and am thinking about getting insurance for it. Anyone know of a good company, and what the cost would be? Will the insurance cover damage or just total loss?

23 April 2009, 08:10 AM	#2
Doug507 "TRF" Member Join Date: Feb 2008 Location: Minnesota, USA Posts: 167	FWIW, I just have my Rolexes insured for total replacement under a "personal articles" policy through my regular insurance guy (he's just like a good neighbor). My wife has some jewelry under that policy too, so I'm not sure of the cost of just the Rolexes, but it's fairly cheap, and It takes the worry out of diving with my sub. __________________ GMT Master II 16760 Submariner 14060M

23 April 2009, 09:57 AM	#6
zak98 "TRF" Member Join Date: Oct 2007 Location: TN Watch: Rolex Posts: 2,166	yep.. rider on my home owners ins.. $7/1000. __________________ Z- Submariner; P- Airking; R- DateJust; M- GMTII; C0 - Milgauss GV Breitling SuperOcean Heritage 46 Omega Speedmaster Racing Panerai PAM390

23 April 2009, 11:20 AM	#11
Deep Sea "TRF" Member Join Date: Jan 2008 Real Name: Martin Location: NC Watch: A Rolex or two Posts: 952	USAA here. Loss, theft, fire, and also damage. About $8/year per $1000 insured. __________________ Deep Sea A few Rolex & a Tudor Sub An Omega & a bunch of Breitling

23 April 2009, 11:37 AM	#14
Bisquitlips 2024 Pledge Member Join Date: Sep 2008 Real Name: Richard Location: USA Watch: YM Deep Space Posts: 12,521	I stay away from my home owner's insurance for insuring my watches and jewelry. If there is a burglary and you make a claim, your insurance on your home will go up about 20 - 30%. Ours did when we were burglarized in 2006. It's still up there because of it. I recommend Jeweler's Mutual. __________________ Rolex Yacht-Master 40mm (SS-YG / Deep Space MOP) 16623 Breitling Aerospace Titanium / 18K with UTC. Omega Speedmaster 3510.50 Oris TT1 Pro Diver Regulator 43MM

23 April 2009, 08:41 AM	#4
submariner16610 "TRF" Member Join Date: Apr 2009 Location: united states Watch: submariner,daytona Posts: 707	statefarm. i just asked for computation 2 months ago for my sub. around 60-70d yearly.thief,lost,fire anywhere in the world. incase of burglary u just need to get a police report,if it got lost they will replace it but u will go through investigation. Or if u have house insurance u can include your watch too. try statefarm

23 April 2009, 08:51 AM	#5
jdrolltide3838 Member Join Date: Nov 2008 Real Name: J.D. Location: Roll Tide, AL Watch: SS Daytona Posts: 695	Alfa Insurance is great around here, however I believe they are only located in Alabama. I believe its something like $10 per thousand. You cant beat the service and theyre thousands times easier to deal with than most of the rest

23 April 2009, 10:14 AM	#7
Art 1 Banned Join Date: Feb 2008 Location: Florida, Canada Watch: Rol/Seik/Tud/Omega Posts: 30,244	We have State Farm, for now.

23 April 2009, 10:32 AM	#9
aproy "TRF" Member Join Date: Jul 2008 Location: New Jersey Posts: 129	state farm here too. the best.

23 April 2009, 10:54 AM	#10
GinGinD Member Join Date: Aug 2008 Real Name: Jeannie Location: North Carolina Posts: 533	I also have the State Farm personal articles policy. It covers repair costs for breakage as well as replacement in case of "mysterious disappearance." Jeannie

23 April 2009, 11:26 AM	#12
Mrdi Banned Join Date: Mar 2006 Location: PA Posts: 3,478	so, If you have a small collection, say $100,000 then insurance is only about $700 a year?

23 April 2009, 11:31 AM	#13
therolexguy 2024 SubLV41 Pledge Member Join Date: Jun 2008 Real Name: Todd Location: US Posts: 3,528	State Farm here too.

23 April 2009, 11:32 PM	#17
Lion "TRF" Member Join Date: Jan 2009 Real Name: Leo Location: Midwest Watch: GMT-II 16710 PEPSI Posts: 21,461	I have a jewelry writer attached to my home owners policy. And that policy is with Liberty Mutual!!! __________________ SS GMT-II 16710 PEPSI(Z-serial#) THE ONLY DIFFERENCE BETWEEN MEN AND BOYS IS THE PRICE OF THE TOYS!!! MontBlanc Meisterstuck Doue Silver Barley MontBlanc Meisterstuck Solitaire Doue Signum Proud Card Carrying Member of the Curmudgeons.....Yikes!!!

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