ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX

JJ Irani · 25 March 2009, 03:29 AM

Quote:

Originally Posted by vapalux

The Godfather is as ever correct!

If you can't afford it, don't buy it

If I want something that is £1 and I have 99p in my pocket, I can't afford it.

Si

Exactly!! You won't have much to "pee" with!!

rolexgiants · 25 March 2009, 03:36 AM

Quote:

Originally Posted by Law4778

What kind of a comment is that, i financed my Rolex with 0% interest, the reason i have done this is because i have a new baby on the way and there are more important things to spend £3740 on which as i type is sitting in my bank account, i did have to pay the 20% deposit which was in cash and is more money than 90% of the general public would ever dream of spending on a watch.
In the past 10 years i have spent about 10k on watches all paid for in cash, so what gives you the right to say i have no business in owning a Rolex just because i have chosen to pay for it by finance, to me i am still paying for it but choose to keep my money in the bank for more important things.

0 percent financing is great.... i mean buying it on credit with an interest rate...

browngo1 · 25 March 2009, 03:48 AM

Cash 16 years ago for my DJ and cash on Saturday when I go to pick up my SS GMT-IIC

vapalux · 25 March 2009, 03:58 AM

Quote:

Originally Posted by JJ Irani

Exactly!! You won't have much to "pee" with!!

JJ that is one terrible joke

Si

CrewLSU · 25 March 2009, 04:03 AM

get it done.

iSellJerseyShore · 25 March 2009, 04:08 AM

Quote:

Originally Posted by SLS

I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott

I'm a big believer in doing the same!! If I don't have the cash to make the purchase whether it be in plain cash, CC or financing. Depending on my end game will determine my payment method. Like many other members have posted I like to accumulate AMEX points as well, but if its going to eliminate any substantial discount then I just pay cash.

But nothing beats a free loan to use OPM while you earn some extra interest on your coins before having to hand over your money

-Frankie

steelers · 25 March 2009, 04:09 AM

Amex! then pay off.

Mosco · 25 March 2009, 04:12 AM

Favors.

:naugh ty:

Wolfgang427 · 25 March 2009, 04:14 AM

CASH is always KING

Z-Sub · 25 March 2009, 04:19 AM

Quote:

Originally Posted by SLS

I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott

that's the only way to use credit card for this. if you have to pay any interest because you cannot pay it off, then don't buy.
if you happen to have 0% financing and has enough money in the bank, why not. as most people have said, don't buy what you can't afford. Save up, you'll get there.

Yume-sama · 25 March 2009, 05:03 AM

Credit for the smaller purchases (YG DD, SS Daytona's, Milgauss) bank drafts for the larger ones (Platinum DD, yet to be named purchase

)

Cato · 25 March 2009, 05:28 AM

I won my first Rolex in a crooked '50s game show.

not really,

I just wrote a check.

Lamone · 25 March 2009, 05:29 AM

Cash most of the time.

Hatchet · 25 March 2009, 05:31 AM

Cash. Other high dollar items I will pay with Amex only to double the warranty and then pay it off. I never buy anything I can't pay cash for.

AIKO · 25 March 2009, 05:44 AM

Debit card, would never use credit for a watch to make payments. To get points or some other perk-fine. Just pay it off.

DoxaDavid · 25 March 2009, 05:51 AM

Quote:

Originally Posted by SLS

I use the CC to pay for it so I can get the miles then pay the CC off 100% when I get the bill. I never finance a luxury item (excluding a vehicle), if I can't afford to pay it off when I get the bill, I do not buy it.
~Scott

My exact sentiments. Get the reward points and pay off. Don't buy what I can't afford.

postiff · 25 March 2009, 05:59 AM

Had the cash but being no one was dealing choose to finance it 30% down and pay off the balance in 3 easy payments.

But 2 years no interest why not do that.

kyle L · 25 March 2009, 06:55 AM

Ok, imagine me a kid giving $3000 in cash to my watchmaker...What a sight!

gettocard · 25 March 2009, 07:07 AM

If you need to finance to buy a deluxe item you need to check your life priorities and work on them asap.

ijen0311 · 25 March 2009, 07:08 AM

I don't think the OP meant for this to be an editorial on what people should buy and how they should buy it.... let's refrain from telling others how to spend their money

onkyo · 25 March 2009, 07:14 AM

Cash via bank wire for most of my pieces.

Bought a couple of Rolex's from AD and paid via credit card to earn points points (and I didn't have the cash on me anyway

). But I always pay the balance at the end of the month.

sea-dweller · 25 March 2009, 07:21 AM

Credit card with a 1% rebate, pay the entire balance off each month and get an additional 1% discount !

gettocard · 25 March 2009, 07:43 AM

Quote:

Originally Posted by ijen0311

I don't think the OP meant for this to be an editorial on what people should buy and how they should buy it.... let's refrain from telling others how to spend their money

sunburst · 25 March 2009, 07:46 AM

Have not purchased Rolex on my own yet but for other luxury items (i.e. Omega, McInstosh, Gibson , Fender etc. etc.) I use CC card (so that I can accumulate airline miles) and pay off 100% on the 1st payment due. If they (shop, manufacture, Bill Me Later etc.) are offering 0% interest for x months than I will take an adantage of it but only if I have 100% fund to buy the item in the first place. I do not buy anything that I can not pay off in one lump sum except for home and auto. I've seen too many folks buying things that they can not afford to get into a Whole lotta mess. I use cc all the time but since I pay off on the 1st payment due I'm not their customer at all. CC to me is a safer alternative to carry cash.

aproy · 25 March 2009, 07:52 AM

amex is definately my friend. i use it for everything from coffee to cars.

jtvision · 25 March 2009, 07:53 AM

Cash twice at the AD, and wire once.

mixedccr · 25 March 2009, 08:25 AM

My 16600 back in 1998, CC which was settled in full at the end of the month, and earned the usual bonus points and airmiles.

Quote:

Originally Posted by ijen0311

I bought mine on 0% interest for 2 years. I figured eh, why not... I'll use their money

My recent 116660, 50% CC [for airmiles again etc etc] with full settlement when due and the rest 0%, same as Jen here.

txbikerdude · 25 March 2009, 08:39 AM

cash only... which was hard when purchasing my day\date...!!

Chozn1 · 25 March 2009, 09:35 AM

Credit card and then just pay it off when I get the bill. I don't even have a house payment, so I'm sure as hell not going to have a watch payment.

Nica64 · 25 March 2009, 12:18 PM

Quote:

Originally Posted by steelers

Amex! then pay off.

x2, get the points and pay it off

25 March 2009, 04:03 AM	#35
CrewLSU Member Join Date: Feb 2009 Location: USA Posts: 30	personal check..same as cash. get it done.

25 March 2009, 04:12 AM	#38
Mosco "TRF" Member Join Date: Dec 2008 Real Name: Greg Location: Cincinnati Watch: I like to... Posts: 18,567	Favors.:naugh ty: __________________ Instagram - @CaliberSwiss *“A man who procrastinates in his choosing will inevitably have his choice made for him by circumstance.” - Hunter S. Thompson*

25 March 2009, 05:31 AM	#44
Hatchet "TRF" Member Join Date: Jan 2008 Location: Mississippi Posts: 444	Cash. Other high dollar items I will pay with Amex only to double the warranty and then pay it off. I never buy anything I can't pay cash for. __________________ And I say, "Hey, Lama, hey, how about a little something, you know, for the effort, you know." And he says, "Oh, uh, there won't be any money, but when you die, on your deathbed, you will receive total consciousness." So I got that goin' for me, which is nice. --Carl Spackler in Caddyshack

25 March 2009, 07:21 AM	#52
sea-dweller "TRF" Member Join Date: Oct 2007 Real Name: Dennis Location: Bay Area - 925 Posts: 40,018	Credit card with a 1% rebate, pay the entire balance off each month and get an additional 1% discount ! __________________ TRF Member #6699 (since September 2007)

25 March 2009, 07:46 AM	#54
sunburst "TRF" Member Join Date: Feb 2009 Real Name: Joji Location: KY, So. Cal., NJ Watch: 16800 Posts: 979	Have not purchased Rolex on my own yet but for other luxury items (i.e. Omega, McInstosh, Gibson , Fender etc. etc.) I use CC card (so that I can accumulate airline miles) and pay off 100% on the 1st payment due. If they (shop, manufacture, Bill Me Later etc.) are offering 0% interest for x months than I will take an adantage of it but only if I have 100% fund to buy the item in the first place. I do not buy anything that I can not pay off in one lump sum except for home and auto. I've seen too many folks buying things that they can not afford to get into a Whole lotta mess. I use cc all the time but since I pay off on the 1st payment due I'm not their customer at all. CC to me is a safer alternative to carry cash. __________________ Rolex Sub 16800 Rolex No Date Sub 114060 Omega Speedmaster Professional Sinn 356 Flieger II, Sinn 556, Sinn ST-140 Marathon SAR, Marathon GSAR

25 March 2009, 03:48 AM	#33
browngo1 "TRF" Member Join Date: Mar 2009 Real Name: Gordon Location: Irvine, Scotland Watch: SS DJ, SS GMTIIC Posts: 339	Cash 16 years ago for my DJ and cash on Saturday when I go to pick up my SS GMT-IIC

25 March 2009, 04:09 AM	#37
steelers "TRF" Member Join Date: Dec 2007 Location: Dallas Posts: 815	Amex! then pay off.

25 March 2009, 05:03 AM	#41
Yume-sama "TRF" Member Join Date: Jul 2008 Location: CAN / SIN Watch: Plat. Masterpiece Posts: 1,959	Credit for the smaller purchases (YG DD, SS Daytona's, Milgauss) bank drafts for the larger ones (Platinum DD, yet to be named purchase )

25 March 2009, 05:28 AM	#42
Cato Banned Join Date: Oct 2008 Location: Land of the Lost Watch: 116610LN Posts: 2,201	I won my first Rolex in a crooked '50s game show. not really, I just wrote a check.

25 March 2009, 05:29 AM	#43
Lamone Banned Join Date: Nov 2007 Location: NYC Watch: ya mawt! Posts: 3,448	Cash most of the time.

25 March 2009, 05:44 AM	#45
AIKO "TRF" Member Join Date: Nov 2008 Location: South Carolina Posts: 1,937	Debit card, would never use credit for a watch to make payments. To get points or some other perk-fine. Just pay it off.

25 March 2009, 05:59 AM	#47
postiff Member Join Date: Feb 2009 Real Name: Danny Location: Ca Watch: 116710LN Posts: 936	Had the cash but being no one was dealing choose to finance it 30% down and pay off the balance in 3 easy payments. But 2 years no interest why not do that.

25 March 2009, 06:55 AM	#48
kyle L "TRF" Member Join Date: Feb 2009 Location: USA Watch: Rolex Explorer I Posts: 10,278	Ok, imagine me a kid giving $3000 in cash to my watchmaker...What a sight!

25 March 2009, 07:07 AM	#49
gettocard Banned Join Date: Dec 2008 Real Name: Andy Location: EU Watch: them come and go.. Posts: 2,052	If you need to finance to buy a deluxe item you need to check your life priorities and work on them asap.

25 March 2009, 07:08 AM	#50
ijen0311 "TRF" Member Join Date: Dec 2008 Real Name: Jen Location: Jax, FL Watch: Sea-Dweller Posts: 3,977	I don't think the OP meant for this to be an editorial on what people should buy and how they should buy it.... let's refrain from telling others how to spend their money

25 March 2009, 07:14 AM	#51
onkyo Banned Join Date: Apr 2008 Real Name: Pav Location: Manhattan Posts: 11,495	Cash via bank wire for most of my pieces. Bought a couple of Rolex's from AD and paid via credit card to earn points points (and I didn't have the cash on me anyway ). But I always pay the balance at the end of the month.

25 March 2009, 07:52 AM	#55
aproy "TRF" Member Join Date: Jul 2008 Location: New Jersey Posts: 129	amex is definately my friend. i use it for everything from coffee to cars.

25 March 2009, 07:53 AM	#56
jtvision Member Join Date: Dec 2007 Location: Vancouver Watch: Seiko to Rolex Posts: 225	Cash twice at the AD, and wire once.

25 March 2009, 08:39 AM	#58
txbikerdude Member Join Date: Feb 2009 Location: texas Posts: 622	cash only... which was hard when purchasing my day\date...!!

25 March 2009, 09:35 AM	#59
Chozn1 "TRF" Member Join Date: Jan 2008 Location: South GA Watch: Sub and President Posts: 1,501	Credit card and then just pay it off when I get the bill. I don't even have a house payment, so I'm sure as hell not going to have a watch payment. __________________ Current Models... (K)Bluesy (M) TT DJ In search of DayDate Prior models... Just about everything.

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