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11 February 2014, 03:04 AM
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#1 |
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"TRF" Member
Join Date: Jan 2014
Location: NYC
Watch: Your parking meter
Posts: 74
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Off premises theft insurance rider .. $30 per $1000 sound right?
Just took delivery on my 116618, a wedding present from my wife.
I want to wear it daily and not keep it locked up like Rapunzel in a s.d. box. My agent said it would cost $30 per thousand dollars value for full replacement. Does that sound about right? |
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11 February 2014, 03:27 AM
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#2 |
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"TRF" Member
Join Date: Jun 2013
Location: San Diego
Watch: Sub-C blue, DSSD
Posts: 2,482
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Seem way to high. Go online to Jewelers Mutual Insurance, and you can get a quote within one minute. Congratulations on both, and welcome!
 http://www.perfectcircleinsurance.com/ |
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11 February 2014, 03:49 AM
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#3 |
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TRF Moderator & 2024 SubLV41 Patron
Join Date: Apr 2012
Real Name: Tim
Location: Pennsylvania
Watch: 14060M
Posts: 72,261
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Agree, my insurance on my Sub is less than $100.00 per year, appraised value is $7,500.00. This covers theft as well as damage. I'd ck with JM online.
__________________
 Rolex Submariner 14060M Omega Seamaster 2254.50 DOXA Professional 1200T  Card carrying member of TRF's Global Association of Retro-Grouch-Curmudgeons TRF's "After Dark" Bar & NightClub Patron  P Club Member #17 2 FA ENABLED
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11 February 2014, 03:53 AM
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#4 | |
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Banned
Join Date: Apr 2011
Real Name: Eric
Location: NY
Watch: 14060M
Posts: 1,642
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To the OP, is this your homeowner's?
Quote:
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11 February 2014, 03:57 AM
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#5 |
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"TRF" Member
Join Date: Jan 2014
Location: NYC
Watch: Your parking meter
Posts: 74
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Wow ... you just saved me $400. Thanks!
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11 February 2014, 03:58 AM
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#6 | |
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"TRF" Member
Join Date: Jan 2014
Location: NYC
Watch: Your parking meter
Posts: 74
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Quote:
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11 February 2014, 04:01 AM
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#7 |
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"TRF" Member
Join Date: Jun 2009
Real Name: Brian
Location: Northern Virginia
Watch: One of Not Many
Posts: 17,892
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Impossible to say as insurance is based on too may things.
Deductible, credit score, location . . .
__________________
IWC Portugieser 7 Day, Omega Seamaster SMP300m, Vacheron Constantin Traditionnelle Complete Calendar, Glashutte PanoInverse, Glashutte SeaQ Panorama Date, Omega Aqua Terra 150, Omega CK 859, Omega Speedmaster 3861 Moonwatch, Breitling Superocean Steelfish, JLC Atmos Transparent Clock |
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11 February 2014, 04:16 AM
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#8 | |
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"TRF" Member
Join Date: Jun 2013
Location: San Diego
Watch: Sub-C blue, DSSD
Posts: 2,482
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Quote:
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11 February 2014, 04:19 AM
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#9 | |
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"TRF" Member
Join Date: Jun 2013
Location: San Diego
Watch: Sub-C blue, DSSD
Posts: 2,482
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Quote:
You now need to change your name from 116618wannabee to 116618gotsmeone. 
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11 February 2014, 04:24 AM
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#10 | |
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"TRF" Member
Join Date: Jan 2014
Location: NYC
Watch: Your parking meter
Posts: 74
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Quote:
I don't know her rationale but she is usually right? |
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11 February 2014, 04:35 AM
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#11 |
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2024 SubLV41 Pledge Member
Join Date: Nov 2007
Location: USA
Watch: 126600, 116500LN
Posts: 12,849
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I use Jewelers Mutual for my wife's jewelry and all of my watches. I don't want my home owners insurance to be affected if I need to make a claim.
If my wife looses a stone or I drop my sub in the Marianas Trench, they could cancel my coverage or shoot my premiums to the sky. I prefer to have them separate!
__________________
"I'm kind of a big deal... on a fairly irrelevant social media site that falsely inflates my fragile ego" |
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11 February 2014, 04:35 AM
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#12 |
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"TRF" Member
Join Date: Oct 2009
Real Name: Chad
Location: USA
Watch: 1675 GMT and Sub C
Posts: 1,443
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Yeah that sounds too high. I recently switched insurance companies and my watch policy is $9 per $1000 per year.
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