Insurance on Rolex watches

[JoeG74536]

Just curious how many of you have your watches insured and exactly what does that insurance cover? What companies would you recommend looking at for said insurance?

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[amphr1]

I use Hodinkee because it lets me easily changes the coverage amount and what watch to cover whenever I want. It is supposed to pay to the amount you designate up to 50% appreciation.

[beshannon]

Hodinkee(Chubb) for 150% of value

[honuswagner13]

Originally Posted by beshannon

Hodinkee(Chubb) for 150% of value

ditto

[aniconic]

Originally Posted by honuswagner13

ditto

Same here. I wear mine all the time and this removes worry.

[MattyL147]

Jewelers Mutual.

[romaro36]

Hodinkee/Chubb.

[Forty6nTwo]

What does that run say on $20k coverage?

[ACepero]

+1 Hodinkee/Chubb

[garyk]

I don't want to go into detail publicly but basically yes.

[aniconic]

Originally Posted by Forty6nTwo

What does that run say on $20k coverage?

Two examples from their web site (but you may have to be logged in to see)
Cartier Tank Française $19,100 $233/yr
Audemars Piguet Royal Oak $25,800 $313/yr

[bluestreak]

Hodinkee runs about 1 percent of covered value per year.

[JoeG74536]

Does Hodinkee cover theft, loss and damage? I assume....has anyone ever had a claim,just curious how easy they are to work with in the unfortunate event of filling a claim.

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[Mendota]

https://insurance.hodinkee.com/

Clipped directly from the website:

"Approximate Coverage Costs

Watch Value* Cost to insure**

Tudor Black Bay Fifty-Eight $3,625 $50/yr
Omega Speedmaster $5,350 $67/yr
TAG Heuer Carrera $5,750 $72/yr
Rolex Submariner $8,100 $101/yr
Breitling Navitimer B01 $8,680 $109/yr
IWC Big Pilot $12,900 $161/yr
Rolex Daytona $13,150 $164/yr
Cartier Tank Française $19,100 $239/yr
Audemars Piguet Royal Oak $25,800 $322/yr
Patek Philippe 5172G $73,700 $849/yr

*Above values are MSRP. Market value of watches can vary.

**Coverage costs vary based on a number of factors including value and primary location."

[train-time]

Prices are generally based on geographic location, such as zip code when asking for an online quote.

[Fashionwatch]

Does these insurance cover theft? Just curious as I’m think of having my watches insured as well. Great thread by the way.


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[aniconic]

Originally Posted by Fashionwatch

Does these insurance cover theft? Just curious as I’m think of having my watches insured as well. Great thread by the way.


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Yes. Also states you are covered if you simply lose the watch (i.e., go diving, watch comes off, disappears into the deep).

The only 2 negatives so far for me were (1) that you need to create an account before you get the details and (2) you need to go to multiple places to stop the spam emails (but all from hodinkee, not from outside sites).

[Hollie_Rollie]

Seeing all the rave reviews for hodinkee I’m thinking about switching over from jewelers mutual. I have about 4 months left on my JM plan before it renews, does anyone have any expertise switching to hodinkee with time left on JM plan?


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[JoeG74536]

Does Hodinkee cover loss and damage or just theft?

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[mwatt65]

Hoodinkee is 50% more to insurance my 116710LN & 16610 Than Jewelers Mutual.
$261 V $422

[Atone]

Hodinkee

[dk65]

Originally Posted by JoeG74536

Does Hodinkee cover loss and damage or just theft?

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https://www.hodinkee.com/articles/ho...surance-launch

https://help.insurance.hodinkee.com/...rage-HJDyyG51w

[2loaded]

Originally Posted by beshannon

Hodinkee(Chubb) for 150% of value

+1 Here

[bobernet]

JM wants nothing to do with high value collections, anymore. They are declining people right and left. Chubb or homeowners jewelry rider.