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1HotBoss70 · 20 December 2011, 02:29 AM

I had a little flood in my basement recently with all the rain we have been getting, not a lot of damage, the insurance company has been quite good considering their reputations...my question is I had a Toshiba tv about 8 years old which became affected, the insurance people came to pick it up and said they were going to go test it out and if fixable will fix it for me if not they will right it off, but how or where can I find out the value of this tv...even when new...I have misplaced my original receipt...

Thanks

Lion · 20 December 2011, 02:42 AM

I would think an 8 year old TV is not worth very much...sorry. Can you go to the store you bought it at and see if they still have a record of what you paid for it and when???

rodrob59 · 20 December 2011, 04:26 AM

Check to see if you have replacement cost coverage. If so it should pay the entire price for a similar set. If you don't don't expect much. Used tv's aren't worth a lot as they change so rapidly. Also upgrade to replacement cost coverage if you don't have it now.

Rbdport · 20 December 2011, 10:55 AM

I lost everything in a tornado in Kansas 20 years ago. If you don't have replacement cost coverage then they will reimburse you at garage sale rates. An 8 year old TV has no value on resale.....you can pick up a 32 inch flat screen at Walmart for about $200.

oneillba · 20 December 2011, 01:29 PM

What you paid for that t.v. eight years ago is probably head and shoulders more than it's equivalent would cost today.

figbo · 20 December 2011, 01:34 PM

Yup,the Philipines lost 600 + people in a typhoon flood,I feel for you.

Grissom · 20 December 2011, 02:00 PM

Unless you have replacement value coverage, it would be a moot point, and if you do, they would simply ascertain what current model best appears to replace yours, and buy you that one, new, even without a receipt.....otherwise, they will depreciate it and give you that depreciated value (they have folks/resources who can tell them what it sold for new). So sorry to hear about this, for even with good insurance, something like that is always very disruptive! Hope it is all sorted out quickly!!

20 December 2011, 02:29 AM	#1
1HotBoss70 Member Join Date: Dec 2009 Real Name: Joe Location: Ontario Canada Watch: "V" GMT IIc Posts: 185	Flood I had a little flood in my basement recently with all the rain we have been getting, not a lot of damage, the insurance company has been quite good considering their reputations...my question is I had a Toshiba tv about 8 years old which became affected, the insurance people came to pick it up and said they were going to go test it out and if fixable will fix it for me if not they will right it off, but how or where can I find out the value of this tv...even when new...I have misplaced my original receipt... Thanks

20 December 2011, 02:42 AM	#2
Lion "TRF" Member Join Date: Jan 2009 Real Name: Leo Location: Midwest Watch: GMT-II 16710 PEPSI Posts: 21,461	I would think an 8 year old TV is not worth very much...sorry. Can you go to the store you bought it at and see if they still have a record of what you paid for it and when??? __________________ SS GMT-II 16710 PEPSI(Z-serial#) THE ONLY DIFFERENCE BETWEEN MEN AND BOYS IS THE PRICE OF THE TOYS!!! MontBlanc Meisterstuck Doue Silver Barley MontBlanc Meisterstuck Solitaire Doue Signum Proud Card Carrying Member of the Curmudgeons.....Yikes!!!

20 December 2011, 10:55 AM	#4
Rbdport "TRF" Member Join Date: May 2011 Location: Sunny Florida Posts: 484	I lost everything in a tornado in Kansas 20 years ago. If you don't have replacement cost coverage then they will reimburse you at garage sale rates. An 8 year old TV has no value on resale.....you can pick up a 32 inch flat screen at Walmart for about $200. __________________ Sometimes too much to drink is barely enough~Mark Twain

20 December 2011, 01:29 PM	#5
oneillba "TRF" Member Join Date: Apr 2008 Real Name: Brian Location: Hamilton, MI USA Watch: My beloved TT DJ Posts: 3,831	What you paid for that t.v. eight years ago is probably head and shoulders more than it's equivalent would cost today. __________________ My Trusty TT DJ

20 December 2011, 01:34 PM	#6
figbo "TRF" Member Join Date: Jan 2008 Real Name: El Raf-O Location: florida Watch: tt GMT2c,Omega Posts: 19,687	Yup,the Philipines lost 600 + people in a typhoon flood,I feel for you. __________________ member # 9862 Best bartender in the world!! Last of the Bastid Tossers p club member #9

20 December 2011, 04:26 AM	#3
rodrob59 "TRF" Member Join Date: Jun 2011 Real Name: Rod Location: Atlanta, GA Watch: YG DD 18238 Posts: 1,540	Check to see if you have replacement cost coverage. If so it should pay the entire price for a similar set. If you don't don't expect much. Used tv's aren't worth a lot as they change so rapidly. Also upgrade to replacement cost coverage if you don't have it now.

20 December 2011, 02:00 PM	#7
Grissom "TRF" Member Join Date: Oct 2010 Real Name: Nathan Location: US, Latin America Watch: GMT IIc 18K/SS Posts: 3,349	Unless you have replacement value coverage, it would be a moot point, and if you do, they would simply ascertain what current model best appears to replace yours, and buy you that one, new, even without a receipt.....otherwise, they will depreciate it and give you that depreciated value (they have folks/resources who can tell them what it sold for new). So sorry to hear about this, for even with good insurance, something like that is always very disruptive! Hope it is all sorted out quickly!! __________________ *(Member NAWCC since 1976)* 116713LN GMT-IIc 18k/SS (Z) + 116520 SS Daytona (M) + 16700 GMT Master (A) + 16610LV Submariner (V) + 16600 Sea Dweller (Z) + 116400 Milgauss White Dial (V) + 70330N Tudor Heritage Chronograph Grey w/Black Sub Dials (J) + 5513 Submariner Serif Dial (5.2 Mil) Who else needs an Intervention? (109 297) (137 237) (73 115) (221) (23) (56) (229) P-Club Member #5 RIP JJ Irani - TRF Legend

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