Insurance Coverage and Discontinued Models

[wclowe]

I’d like to connect two discussions we often have on these forums and get your opinions.

In terms of insurance coverage we often lament the fact that standard coverage will not pay more than MSRP - even if it would realistically cost much more given the scarcity of some models.

Discontinued models too have been a popular topic lately in light of the upcoming Watches and Wonders event in April.

My question is this: If a model gets discontinued, and therefore can only be obtained afterward on the secondary/ pre-owned/ grey market, is it then insurable at the higher (non MSRP) price with standard insurance coverage?

Thanks for your opinions!


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