Submariner vs 10 foot drop to ceramic tiled floor

[grizwauld]

My 2 year old got his hands on my sub and decided it would be fun to throw it down the stairs

It’s only 2 years old and remarkably the crystal and ceramic bezel held up. The case has a huge dent on the opposite side from the crown that continues through the caseback and the movement has packed in…not fun.

I have insurance (UK based) so will be speaking to them tomorrow as well as the UK RSC but have a few questions.

I am only 2 years into the 5 year Rolex warranty, I know this doesn’t cover accidental damage but how does this stand after an accidental damage repair? I can’t seem to find any information on this…assuming it’s void and replaced by the 2 year RSC service warranty or void altogether if repaired by a third party (insurance company).

Have any UK based guys got any feedback on insurance claims and what to look out for? My insurance is through Churchill who pass it on to LMG for settlement.

Thanks in advance