Where to keep 100K?

[Lisa]

Do you have to keep all of the money liquid? If not, you could put some of it into longer term investments like stocks, bonds or mutual funds. I like muni bond funds because there is little risk to your principal and you can have the dividends reinvested or sent to you for a little tax-free spending money. If you've never worked with a financial adviser, they're eager to have your business and most are very knowledgeable about how to meet your needs.

If you want to keep all of your money liquid, maybe you could shop around at different banks to see if any good rates are being offered for checking or money market accounts. Well, if not good rates, at least better than the fraction of a percent a regular checking account might offer.