Rolex Insurance Appraisal in Toronto area?

[Swift_Movement]

Hello, I would like to get insurance on my watch and for that I require an appraisal that is approved by insurance companies. The watch I have is brand new so I do not watch a butcher job of someone incorrectly opening the case, scratches, etc.

Does anyone have suggestions for places to get insurance legal appraisals in the Toronto area? Preferably on the spot appraisal or wait a few hours appraisal and come back - I do not know what would take so long it is a brand new submariner. Some places where I live in Kitchener/Waterloo are telling me they need to send it in and it will take a week to appraise a brand new watch?? It still has most stickers on. If no one knows a good on the spot place what about any other one in this area, even if it takes a few days? I would prefer a place that is recognized by Rolex, or a reputable jeweler.

I would also like advice on how to ensure that I can cover myself from damage that is sustained during an appraisal. For example I have seen pictures where the case tool slips and the indents that the tool goes into get "smeared". Waterproofness being effected/limited after appraisal, etc. How can I ensure I can prove they did it, and am compensated if this happens? I do not believe I am being OCD to worry about this - I have read many horror stories and "watch out" stories of service people and appraisal people shrugging off minor damage.

Any general info on getting appraisals and covering myself for damage/theft during it as well as a good location around here is appreciated. I am mostly worried about minor damage sustained that they will say they didnt do or does not effect function and therefore I do not get anything for it.


Thank you, hopefully someone knows where