Insurance and appraisal

[Fabrice M]

So I know there are many thread about insurance, and I can see the consensus seems to be Jewelers Mutual . My question isn't really about which insurance company but the process. The way I understand the process, you have to provide receipts of what you paid for, but unfortunately it doesn't take into account the possible rise in value, especially vintage and some classic watches. So how do you go about insuring your collection to the ongoing prices rather that what you paid for, which leads to my second question which is: Appraisal? Where do you find someone that can appraise your collection at today's fair replacement value? An AD may definitely be of help for current modern Rolexes, but my experience with AD's locally, is that they don't know anything about the pre-owned/vintage market. What do you guys do?