Would you rather buy...?

[bob78h]

I've got the itch for a Sub again and am looking for a 16610 with lug holes. I would like to find an unpolished example with box and papers, but given the age of these watches it seems like many do not come with a full set (and those that do are listed at a real premium nowadays). I've never purchased a Rolex without box/papers before, so I just wanted to see what others here think:

Would you rather buy a 5 digit Sub for ~$6500, or pay an extra $500-1k to get a full set for ~$7500? This seems to be where current listings are at.

I'm planning on keeping the watch for a while but I also don't want to get hosed if I ever do decide to sell it, so I think that's where my concern about not having box/papers comes from.