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19 August 2017, 04:40 AM | #1 |
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Insurance
Hello everyone,
Does anyone have experience with Lavalier insurance? Any advice on the claims process and reputation would be great. Unfortunately, I cannot use Jewelers Mutual due to the fact that I am 18 years old with no credit yet. I have Geico and i believe that they use jewelers mutual. I also don't think I can get state farm personal articles policy because I do not have their insurance. Thank you
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The Most Valuable Commodity is Time Audemars, Vacheron, Breguet, Jaquet Droz, JLC, Rolex, Omega, Cartier |
19 August 2017, 04:55 AM | #2 |
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Real Name: Syed
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No credit?
I have two watches insured with JM, and I don't think they ever checked my credit or asked for anything other than an appraisal. |
19 August 2017, 04:57 AM | #3 | |
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Location: Houston
Posts: 17,622
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Quote:
Some states do not allow this i believe though. |
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19 August 2017, 05:12 AM | #4 | |
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Join Date: Oct 2012
Real Name: Syed
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Quote:
Others will chime in, but I definitely did not give them anything that would let them do a credit check. We've heard rumors of JM checking credit, but that's not the case for the majority of people. Can't hurt to try. I created an account, submitted my appraisal and paid my premium online. No issues.
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Rolex Datejust 41 126334 | Omega Speedmaster Professional Hesalite | Cartier Santos Large | Tudor Black Bay 58 |
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19 August 2017, 05:14 AM | #5 |
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Join Date: Jun 2009
Real Name: Brian
Location: Northern Virginia
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Who told you this?
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IWC Portugieser 7 Day, Omega Seamaster SMP300m, Vacheron Constantin Traditionnelle Complete Calendar, Glashutte PanoInverse, Glashutte SeaQ Panorama Date, Omega Aqua Terra 150, Omega CK 859, Omega Speedmaster 3861 Moonwatch, Breitling Superocean Steelfish, JLC Atmos Transparent Clock |
19 August 2017, 05:28 AM | #6 | |
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Join Date: Jul 2014
Real Name: Ken
Location: USA
Watch: DJ41 (126300-0007)
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Insurance
Quote:
Same here. No credit check. Just proof of the item being insured and premium payment over the phone by credit card (you'll need that). Not sure I gave them anything related to my age for that matter...for all they knew I was 18! Sent from my iPhone using Tapatalk |
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19 August 2017, 05:36 AM | #7 |
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Join Date: Sep 2015
Location: CA
Watch: Bluesy
Posts: 382
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JM doesn't check credit score at all ...... Hell I didn't even have to give them a receipt or anything on my watches, I just gave a brief detail of what I owned and what I wanted to insure them for.
They simply sent a bill over and I paid online via my CC.
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BLNR, Bluesy, Omega Seamaster and Tudor Tiger Panda Dial |
19 August 2017, 05:57 AM | #8 |
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Join Date: Feb 2016
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When they denied me coverage that is what they told me. I still im looking for an answer to my original question.
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The Most Valuable Commodity is Time Audemars, Vacheron, Breguet, Jaquet Droz, JLC, Rolex, Omega, Cartier |
19 August 2017, 06:32 AM | #9 |
"TRF" Member
Join Date: Jun 2009
Real Name: Brian
Location: Northern Virginia
Watch: One of Not Many
Posts: 17,892
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What insurance do you have with Geico?
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IWC Portugieser 7 Day, Omega Seamaster SMP300m, Vacheron Constantin Traditionnelle Complete Calendar, Glashutte PanoInverse, Glashutte SeaQ Panorama Date, Omega Aqua Terra 150, Omega CK 859, Omega Speedmaster 3861 Moonwatch, Breitling Superocean Steelfish, JLC Atmos Transparent Clock |
19 August 2017, 06:41 AM | #10 |
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Join Date: Sep 2016
Real Name: Nick
Location: NY
Watch: 116500 Black
Posts: 64
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JM also turned me down and I went to Lavalier. I would recommend them.
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