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gmuthu.tc · 9 May 2018, 03:11 AM

My understanding of their credit check was specific to insurance credit score and not financial credit score.

I did not provide my SS# so I know they cannot actually pull my credit..

At best, maybe a soft pull? In discussing with the underwriter, we only talked about insurance credit score.

I called my AD today to discuss. Fortunately they have not had a claim experience yet with a Rolex but said for other jewelry claims, JM does not cut a check for the MSRP/Appraisal and usually the Jeweler gets stuck with the difference?

I also asked about taxes as my BLNR was appraised at MSRP. He was not sure but said they’ll figure it out if that unfortunate day comes.

Anyway, that’s my experience so far.

Sent from my iPhone using Tapatalk

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9 May 2018, 03:11 AM	#1
gmuthu.tc "TRF" Member Join Date: Mar 2018 Location: USA Posts: 19	My understanding of their credit check was specific to insurance credit score and not financial credit score. I did not provide my SS# so I know they cannot actually pull my credit.. At best, maybe a soft pull? In discussing with the underwriter, we only talked about insurance credit score. I called my AD today to discuss. Fortunately they have not had a claim experience yet with a Rolex but said for other jewelry claims, JM does not cut a check for the MSRP/Appraisal and usually the Jeweler gets stuck with the difference? I also asked about taxes as my BLNR was appraised at MSRP. He was not sure but said they’ll figure it out if that unfortunate day comes. Anyway, that’s my experience so far. Sent from my iPhone using Tapatalk

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