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ROLEXROLEXROLEXROLEXROLEXROLEX
ROLEXROLEXROLEXROLEXROLEXROLEX
13 February 2014, 04:56 AM
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#1 |
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2024 SubLV41 Pledge Member
Join Date: May 2011
Real Name: Larry
Location: San Diego, CA
Watch: ROLEX
Posts: 25,661
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Watch Insurance Pricing ~ Post Quotes for Comparison Here
I just spoke to my Insurance Broker at Mercury Insurance in Southern California regarding a rider for my Wife's new Rolex and he quoted $10.70 per thousand to insure individual watches up to $15K per watch.
$10.70 / thousand $'s .... Seem reasonable to me.
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 ✦ 28238 President DD 18K/YG ✦ 16610LN SS Sub ✦ 16613 18K/SS Serti ✦ 16550 Exp II Non-Rail Cream Dial ✦ Daytona C 116500 ✦ 126710 BLRO GMT-Master II ✦ NEXT-->? ⛳ Hole In One! 10/3/19 DMCC 5th hole, par 3, 168 yards w/ 4-Iron.  |
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13 February 2014, 05:00 AM
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#2 |
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"TRF" Member
Join Date: Jun 2013
Location: San Diego
Watch: Sub-C blue, DSSD
Posts: 2,482
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That is a great price, BUT I would look into what it does or does not cover. Also does it cover any damage?
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13 February 2014, 05:10 AM
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#3 |
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"TRF" Member
Join Date: Jun 2009
Real Name: Brian
Location: Northern Virginia
Watch: One of Not Many
Posts: 17,892
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Quotes are irrelevant.
Deductible, other coverage, extent of coverage, location, credit score, discounts, other insurance . . . Everyone's quote will be different, you can only shop around for yourself.
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IWC Portugieser 7 Day, Omega Seamaster SMP300m, Vacheron Constantin Traditionnelle Complete Calendar, Glashutte PanoInverse, Glashutte SeaQ Panorama Date, Omega Aqua Terra 150, Omega CK 859, Omega Speedmaster 3861 Moonwatch, Breitling Superocean Steelfish, JLC Atmos Transparent Clock |
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13 February 2014, 05:14 AM
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#4 |
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Member
Join Date: Aug 2013
Location: LA
Posts: 119
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cool
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13 February 2014, 05:27 AM
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#5 | |
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"TRF" Member
Join Date: Jan 2010
Real Name: Rich
Location: MA
Watch: TOG, Exp ll white
Posts: 549
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Quote:
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The late, great Jackie Gleason once said, "the greatest waste of money is not spending it". |
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13 February 2014, 05:39 AM
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#6 |
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"TRF" Member
Join Date: Apr 2010
Location: Wisconsin
Watch: 116622 YM Blue
Posts: 505
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My YM 116622 Blue is insured with Amica Insurance as a Scheduled Item (no deductible) for $60 per year which is about $5.71/$1,000.
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Life is filled with choices......and consequences!  2019 Sky-Dweller Giveaway 2019 GMT CHNR Giveaway 2019 DEEPSEA Giveaway 2018 Rolex Red SD43 Giveaway 2018 Bond Submariner Giveaway 2020 Rolex + Tudor GMT Giveaway 2020 Rolex Submariner Giveaway |
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13 February 2014, 05:51 AM
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#7 |
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"TRF" Member
Join Date: Jan 2014
Location: NYC
Watch: Your parking meter
Posts: 74
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$18.50 per thousand with a $500 deductible for $34k wstch from Jewelers Mutual ...
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13 February 2014, 06:03 AM
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#8 |
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"TRF" Member
Join Date: Jun 2013
Location: San Diego
Watch: Sub-C blue, DSSD
Posts: 2,482
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Jewelers Mutual with a $100 detectable:
Cost---MSRP $149--$10,650 = $13.99 per thousand $168--$12,050 = $13.94 per thousand $297--$16,800 = $17.68 per thousand |
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13 February 2014, 06:14 AM
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#9 |
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"TRF" Member
Join Date: Nov 2013
Real Name: 997.2
Location: Marin
Watch: GMT II & Daytona
Posts: 17
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$16.60 per thousand for a GMT-II at State Farm. Convers loss or damage and no deductible. Insurer has right to repair or replace at their cost. Cash settlement at replacement cost which can be less than the insured amount. I believe this last item addresses jewelry (especially diamonds) as dealers routinely give appraisals that are much higher than the actual cost.
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13 February 2014, 06:51 AM
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#10 |
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2024 SubLV41 Pledge Member
Join Date: Nov 2007
Location: USA
Watch: 126600, 116500LN
Posts: 12,849
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you don't want to make a claim on a 5K-12K watch attached to your home owners by a scheduled addition, you'll get your home owners policy cancelled or sky rocketing premiums. JM for me!
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"I'm kind of a big deal... on a fairly irrelevant social media site that falsely inflates my fragile ego" |
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13 February 2014, 10:58 AM
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#11 |
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"TRF" Member
Join Date: Jan 2012
Location: SEattle
Posts: 10
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What are people using as an appraisal for Jewellers Mutual? I bought my watch from DavidSW but didn't get a receipt.
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14 February 2014, 12:57 AM
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#12 | |
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2024 SubLV41 Pledge Member
Join Date: Nov 2007
Location: USA
Watch: 126600, 116500LN
Posts: 12,849
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Quote:
__________________
"I'm kind of a big deal... on a fairly irrelevant social media site that falsely inflates my fragile ego" |
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14 February 2014, 03:47 AM
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#13 |
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"TRF" Member
Join Date: Nov 2013
Location: N/A
Posts: 42
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I got a competitive quote from my local State Farm insurance agent.
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14 February 2014, 05:05 AM
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#14 |
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Member
Join Date: Jul 2013
Location: USA
Posts: 365
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AmFam insurance. Scheduled with no deduction. $9 per thousand.
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14 February 2014, 05:14 AM
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#15 |
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"TRF" Member
Join Date: Jan 2011
Real Name: gus
Location: East Coast
Watch: APK & sometimes Y
Posts: 26,601
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Interesting differences
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15 February 2014, 03:47 AM
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#16 | |
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"TRF" Member
Join Date: Jan 2012
Location: SEattle
Posts: 10
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And the answer is email David and he will send appraisal letter!
FYI in case anybody was in the same predicament as I. Quote:
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