Hodinkee Insurance

[jrbar-on]

I have my watches on a personal articles policy from State Farm and haven't had any problems and the expense seems pretty reasonable. It is for complete replacement insurance and so far, they only had to pay up on one watch about 8 years ago when a VC Overseas was stolen. They originally offered me cash as the replacement was going to take about 2 months. I told them I would wait and actually received it in 5 weeks complete with AD stamp dated the day the watch was shipped to me. I'm not sure how they would handle the current shortage of watches and the contrast between street value and MSRP but I don't really worry about it.

Cheers,

Jonathan