UK Insurance

[UK_]

We have 3 Rolex watches in the house, they are listed under our home policy, currently Swinton, costs about £450 a year.

I seen my a 126610LV in local window the other day for £17k, which took me by surprise.

I don’t want to have to worry about my waych, but as it’s so above RRP and a current model, so I want to make sure I am covered.

I have it listed for £15k on the policy, but I don’t know what they would actually pay out.

I had a look at Ripe, it’s about £300 a year for the one watch.

Any advice on the best way to get covered, so if something happened I would be covered to close to the actual market replacement cost? I bought form an AD, but no idea if they would sell me another one any time soon.

Do I need a valuation carried out?

Thanks in advance.


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