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Old 11 June 2023, 09:48 AM   #31
Barada7
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The more financially secure I feel, the less inclined I am to make impulsive purchases. That stated, I still wait until everything is copacetic with the boss before I broach the subject.
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Old 11 June 2023, 10:24 AM   #32
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Quote:
Originally Posted by fsprow View Post
Don’t mention my name to her. She has secrets too!!
At least she has good taste. I can't be too mad if her side ho is a Patek owner!
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Old 11 June 2023, 10:43 AM   #33
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Just terrible. You do you.
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Old 11 June 2023, 10:44 AM   #34
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Huh. I didn't realize this was called "sandbagging"--I just used to call it a skim. I confess that in a different relationship I indeed kept a slush fund from various careful skims, which I then used for my own special purchases...and for helping out, ahem, anyone there who happened to get in their habitual jams.

With my current gal, though, no--we have separate accounts, generally go halvsies on shared matters, and responsibly spend on our own hobbies without comment from the other.

I understand where you're coming from, Aaron, and in a way it's just sorta Dad's wee charming picadillo to appear the great bargain-hunter. For myself, though, I just don't do it anymore, as if I had to nowadays--which I don't--I would rather just keep mysteriously mum rather than fudge.
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Old 11 June 2023, 11:03 AM   #35
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I have a feeling your wife isn’t as naive as you think
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Old 11 June 2023, 11:04 AM   #36
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I don’t think it’s a big deal. It’s money you earned and it’s not like you’re blowing it on hookers or a mistress. My wife can’t understand why I’d drop $10K+ on a watch that’s less accurate than the phone in my pocket. So when she asks about a new watch I bought, I generally undervalue it. But she has no problem packing a closet the size of a small bedroom with Chanel, Tom Ford, and Valentino.. and now the guest bedroom closets and dressers. We can afford it and keep our own accounts separate. If we didn’t I’m sure there’d be some “sandbagging” or skimming!


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Old 11 June 2023, 11:12 AM   #37
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My wife and I have joint accounts as well as separate “mad money” accounts. Our joint accounts we discuss if either of us are going to spend over a certain amount. Our separate accounts are ours to do with whatever we want. If she wants to spend 10K on a petrified camel turd, I won’t say a word. Same goes with whatever I buy with my money, no questions or judgments at all.
I can’t imagine “hiding” money from the one person that I trust most in the world.
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Old 11 June 2023, 11:15 AM   #38
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I don't have to sandbag. We've been married longer than many here have been alive LOL. Our assets are 100% jointly held. When one of us wants to buy something, the other is the first person we tell and it brings us joy to see each other enjoying whatever we've decided to acquire.
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Old 11 June 2023, 05:41 PM   #39
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Anyone else sandbag to buy a Rolex (or other watches)?

Quote:
Originally Posted by JSolution View Post
I hold accountability for my money, nobody else. If I made it, I’ll spend it on what I want, I can’t imagine having to hide or justify it to woman.

And that works both ways for me. I wouldn’t even know what my partner (I’m single atm) would earn and I wouldn’t ask.

For me also - the man always pays whether that be bills, food, rent, mortgage, anything.

However I will not be asked to buy something, or expected to that is a goodbye from me lol.

It’s not about justifying or hiding anything. I’ve been with my wife for 20 years and married for 17. You become a partnership over that time and all costs are discussed, even how much I spend on snacks for a movie night

My wife earns around 20% of what I do, but I still feel like I have to explain and get her buy in every time I want to buy or trade a watch (I suppose I do have to justify!) Not because she demands I do, but because I think it’s the right thing to do.


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Old 11 June 2023, 07:12 PM   #40
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Different couples have different relationships. This has nothing to do with watches.

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I have a feeling your wife isn’t as naive as you think
I think Brian might be onto something here.
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Old 11 June 2023, 07:20 PM   #41
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Quote:
Originally Posted by Old Geezer View Post
I don't have to sandbag. We've been married longer than many here have been alive LOL. Our assets are 100% jointly held. When one of us wants to buy something, the other is the first person we tell and it brings us joy to see each other enjoying whatever we've decided to acquire.
As it should be. You don’t have to share all your passions but i think you should be happy for each other.
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Old 11 June 2023, 07:34 PM   #42
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Perhaps because I grew up in a strict "high demand" Utah religion (which I left decades ago), I have an intrinsic need to confess my questionable behavior.

Here it goes..

I sandbag funds to buy watches and my wife has no idea. My name is Aaron and I am a sandbagger.

It started years ago when I used a small local credit union to finance my daughters VW. The loan came with a mandatory checking account and of course offers a paperless statement option.

Fast forward a bit. With ever increasing benefit costs, it's quite normal to have my "take home pay" decrease a skosh annually. Armed with a routing and checking number, a few years ago I decided to allocate 5% of my direct deposit into the credit union. You see where this is going? Since my paycheck fluctuates monthly based on many variables, it arouses no suspicion.

When I buy a watch, I channel my inner Bernie Madoff. I use my regular account account for about 50% of it and then my "watch account" for the rest. She sees a new watch, she sees a charge on our main account...zero suspicion. My wife thinks I have better negotiating skills than Drew Rosenhaus.

So judge away TRF sisters and brothers. 100% faithful for 25 years. Hard worker. Good Provider. Loving father. Honorably discharged AF vet.

Thanks for listening.... Now I need to find a forum to address how I use my daughters college email to get cheap Sunday Ticket.

Anyone else need to cleanse their soul??
You are a good man , you have nothing to be ashamed of.
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Old 11 June 2023, 08:06 PM   #43
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An unusual confession for a watch forum?
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Old 11 June 2023, 09:43 PM   #44
joa
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well if she's fine with seeing the 50% sum then she might be also fine seeing the 80% charge - and the 20% is your job with negotiating harder;))
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Old 11 June 2023, 11:20 PM   #45
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Quote:
Originally Posted by Ollie1982 View Post
It’s not about justifying or hiding anything. I’ve been with my wife for 20 years and married for 17. You become a partnership over that time and all costs are discussed, even how much I spend on snacks for a movie night

My wife earns around 20% of what I do, but I still feel like I have to explain and get her buy in every time I want to buy or trade a watch (I suppose I do have to justify!) Not because she demands I do, but because I think it’s the right thing to do.


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I just can’t say I’ve ever encountered that… 9 years is my longest stretch I mean I would maybe be like “omg I can’t believe I just spend two grand on a jacket” most likely response I would receive from any women I’ve been with would be “stop being so tight” 😂
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Old 12 June 2023, 12:23 AM   #46
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You are lying to your wife through omission of information, and not just in a little way. Good luck with that.
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Old 12 June 2023, 03:39 AM   #47
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Imagine having to hide things from your wife...
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Old 13 June 2023, 08:29 AM   #48
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I'm probably the last guy on the forum to be able to speak with any authority about healthy relationships, but I do have intimate knowledge of the unhealthy kind.

Hope it all works out for you.
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Old 13 June 2023, 09:06 AM   #49
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Yep. Sure do. Otherwise I'd have to buy the equivalent in f'ing pillows. There are pillows everywhere. The trunk of my Rolls, the entire interior of the Range Rover, the trunk of my Jaguar, in the attic, hanging in nets from the garage ceiling, in the shed, in the deck box, in zippered storage areas of the couches.

I'm so sick of pillows.

She has a side hustle to buy her house decorations (including pillows) and I buy watches with my second job.
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Old 13 June 2023, 09:10 AM   #50
JSolution
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Quote:
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Yep. Sure do. Otherwise I'd have to buy the equivalent in f'ing pillows. There are pillows everywhere. The trunk of my Rolls, the entire interior of the Range Rover, the trunk of my Jaguar, in the attic, hanging in nets from the garage ceiling, in the shed, in the deck box, in zippered storage areas of the couches.

I'm so sick of pillows.

She has a side hustle to buy her house decorations (including pillows) and I buy watches with my second job.
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Old 13 June 2023, 09:37 AM   #51
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If you have to lie or mislead your wife to buy a Rolex, then maybe it’s time to invest in your marriage instead of your watch collection
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Old 13 June 2023, 09:47 AM   #52
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Quote:
Originally Posted by Guppydriver View Post
Perhaps because I grew up in a strict "high demand" Utah religion (which I left decades ago), I have an intrinsic need to confess my questionable behavior.

Here it goes..

I sandbag funds to buy watches and my wife has no idea. My name is Aaron and I am a sandbagger.

It started years ago when I used a small local credit union to finance my daughters VW. The loan came with a mandatory checking account and of course offers a paperless statement option.

Fast forward a bit. With ever increasing benefit costs, it's quite normal to have my "take home pay" decrease a skosh annually. Armed with a routing and checking number, a few years ago I decided to allocate 5% of my direct deposit into the credit union. You see where this is going? Since my paycheck fluctuates monthly based on many variables, it arouses no suspicion.

When I buy a watch, I channel my inner Bernie Madoff. I use my regular account account for about 50% of it and then my "watch account" for the rest. She sees a new watch, she sees a charge on our main account...zero suspicion. My wife thinks I have better negotiating skills than Drew Rosenhaus.

So judge away TRF sisters and brothers. 100% faithful for 25 years. Hard worker. Good Provider. Loving father. Honorably discharged AF vet.

Thanks for listening.... Now I need to find a forum to address how I use my daughters college email to get cheap Sunday Ticket.

Anyone else need to cleanse their soul??
I plead the 5th... but I admire your moxy. Might be a tell, but I've not done such a thing with my 2nd wife........
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Old 13 June 2023, 10:08 AM   #53
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I laughed
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Old 13 June 2023, 12:08 PM   #54
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Quote:
Originally Posted by Cauhauna View Post
Justify your financial infidelity as you wish.

You've described lots of cloak and dagger behavior that could hurt your marriage if discovered. If she found out you had a separate account, she'd probably suspect much worse than watch buying.

I don't suggest coming clean, but i do suggest stopping this silly practice and spending the money you earn on the things you want without hiding it
This ^^^^

Ya got away with it so far, throw in the towel now - walk away clean …
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Old 13 June 2023, 02:49 PM   #55
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Been married for 12 years. We both have good jobs with fairly lucrative pay. We don't even have a joint bank account or credit card. Household expenses/ bills are split evenly.

I don't question her purchases she doesn't question mine.

As a married couple we have our moments and occasionally argue over silly things but with our financial arrangement money is never a point of contention.
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Old 13 June 2023, 03:22 PM   #56
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But now just take it to the grave.
Agreed.
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Old 13 June 2023, 03:23 PM   #57
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If this is true, either your wife is an idiot (and doesn't know how google works) or you are (for thinking your wife doesn't know how google works)

I've been with my missus for 10+ years
We've kept our money as separate as possible the entire time
Every month, money goes into a joint account that covers all house hold expenses and savings, what's left in my pocket after that is mine and what i spend it on is my business.
The same goes for her.
The only time we discuss a large purchase is if its a family purchase (house repairs/new car/holiday etc)
I sometimes feel guilty when I drop a large sum on a watch but she'll just say "you earned it, you should enjoy it"

Ive never understood men who feel the need to lie to their partners, or ask permission, when spending the money they've earned and saved for something they want
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Old 13 June 2023, 03:23 PM   #58
doublevanose82
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Just terrible. You do you.
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Old 13 June 2023, 03:34 PM   #59
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Quote:
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But slightly more expensive.
Depends on the hookers and the quality of the blow

For myself I’m the breadwinner in our household but I always make sure my wife gets some nice things first that she wants before I splurge on a new watch. She got a couple designer bags and a nice diamond tennis bracelet before I got my James Cameron. She got a new wedding ring set with a seriously upgraded center stone recently, shortly before I bought my Speedmaster Moonphase. She’s been out jewelry shopping for whenever I “get the call” for my BLNR.

For me, my guilt wouldn’t be what the watches cost or concealing a portion of that cost from her, the guilt would be that I chose to reward myself before I took care the woman who’s stood with me for 17 years; struggled and suffered with me when we were broke and working multiple jobs just to pay rent. She’s earned it every bit as much as me. And that “preemptive” guilt means she cleans up at Louis Vuitton lol.
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Old 13 June 2023, 06:27 PM   #60
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I may have told my wife my watch was a few thousand dollars less than what it actually was.
This more than 1 time
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