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Old 18 August 2009, 11:42 AM   #12
waltk1026
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Join Date: May 2007
Location: phila pa
Watch: 116610 5513
Posts: 341
Faith, My understanding is that jewelry is better on its own policy rather than a rider on a homeowners policy. You can put your earrings, watches, rings etc all on 1 policy. Mine runs around $300 per year for about $30-35k of value. Which is 1% as someone just mentioned. I happen to have State Farm for my home, auto, and jewelry, all separate policies. So your $500 premium indicates you are insuring $50k of value. If you're not that price is high.
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