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Bond,JamesBond · 2 December 2013, 03:47 AM

Guys,

I'm currently living in London and am wary about being mugged for my watch if I happen to stumble into the wrong place. Have any of you insured your Rolex and if so, who with and for how much? It's a 2008 Submariner (16610 M Series).

Thanks in advance,

Seaward · 2 December 2013, 03:59 AM

It depends on your insurance provider and appraisal value of your watch. Highly recommend insuring your watch.

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Bond,JamesBond · 2 December 2013, 04:06 AM

Thanks, looking for people in the UK to share their experiences. I'm working on the basis that it would cost me c.£5000 to replace.

Oryx · 2 December 2013, 04:17 AM

Use Hiscox - they are the by far the best.

Personal possessions each worth up to £15,000 are automatically covered without having to specifically list each one (as long as the combined value is within your personal possession limit).

Reu · 2 December 2013, 04:22 AM

Are you in rented accommodation and need independent jewellery insurance, or do you own your property and want to add it to contents?

Ck8 · 2 December 2013, 06:15 AM

Quote:

Originally Posted by Bond,JamesBond

Guys,

I'm currently living in London and am wary about being mugged for my watch if I happen to stumble into the wrong place. Have any of you insured your Rolex and if so, who with and for how much? It's a 2008 Submariner (16610 M Series).

Thanks in advance,

Marks and Spencer Premium package. It covers any value up to £25k?? you want all risks. Anything below £15k do not require naming or valuation.

DiamondJack · 2 December 2013, 06:24 AM

Aviva also cover up to £25k all risks and you just list items over £1,000.

The Joker · 2 December 2013, 06:39 AM

I put them on my home/buildings insurance, Zurich. Covered also away from home.

Bond,JamesBond · 2 December 2013, 06:47 AM

Cheers guys - got a few quotes online and went with Direct Line - cost c.£400p.a. for a joint policy with my girlfriend and covers my watch up to £5,000 at home and away from home. Obviously not ideal in a few years as the value goes up, but for now should be fine.

Thanks again.

kentrojan1 · 2 December 2013, 07:08 AM

My hulk is insured for just under £100, but I will have to dig out the name of company if your interested!

Jonathan007 · 2 December 2013, 07:36 AM

Quote:

Originally Posted by Bond,JamesBond

Cheers guys - got a few quotes online and went with Direct Line - cost c.£400p.a. for a joint policy with my girlfriend and covers my watch up to £5,000 at home and away from home. Obviously not ideal in a few years as the value goes up, but for now should be fine.

Thanks again.

I have the exact same insurance for my watch.

Nice watch by the way, I'm Cumbria.

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AH0RSEY · 3 December 2013, 02:34 AM

Errrr. Why wouldn't you insure something that has that value? Forget being mugged but what about just plain old falling over and breaking it..... Years back I fell and landed on the crown of a GMT and the watch stem was knackered, bezel was chipped and I'd managed to dent the case too, insurance fixed it good as new...no mugger involved. All my watches are itemised and covered with my personal possessions insurance, including serial numbers Incase they do get stolen.

kier333 · 3 December 2013, 04:22 AM

I am also based in London. TH Marsh are really good, when I lost my watch they replaced it with another in a matter of days . Highly recommended.

AK797 · 3 December 2013, 04:46 AM

Quote:

Originally Posted by kier333

I am also based in London. TH Marsh are really good, when I lost my watch they replaced it with another in a matter of days . Highly recommended.

I would really like to know how did you prove you lost it and that you weren't just trying to get a free watch? Always wanted to know how and if insurance will really pay for lost or stolen watches. Thanks!

Macnavara · 4 December 2013, 06:31 AM

If you want stand alone insurance thats just for the watch...all risks and away from home try t h marsh....they specalise in watch/jewellery insurance.
You will need a current valuation.
I just paid £120 to insure £8050 deepsea as it was more than the max single item on my home insurance and a lot cheaper than the extra they wanted to add it.
Over the years ive now paid equivelent of a new rolex in premiums and never claimed for anything but the day you dont have it it will be sods law.

Macnavara · 4 December 2013, 06:34 AM

Quote:

Originally Posted by AH0RSEY

Errrr. Why wouldn't you insure something that has that value? Forget being mugged but what about just plain old falling over and breaking it..... Years back I fell and landed on the crown of a GMT and the watch stem was knackered, bezel was chipped and I'd managed to dent the case too, insurance fixed it good as new...no mugger involved. All my watches are itemised and covered with my personal possessions insurance, including serial numbers Incase they do get stolen.

Lol..You dont need insurance in Harrogate....i lived there for 20 yrs and even the down and outs have rolex.....

2 December 2013, 03:47 AM	#1
Bond,JamesBond "TRF" Member Join Date: Dec 2008 Real Name: Gordon Location: London, UK Watch: 16610 Posts: 45	Insuring your Rolex (UK) Guys, I'm currently living in London and am wary about being mugged for my watch if I happen to stumble into the wrong place. Have any of you insured your Rolex and if so, who with and for how much? It's a 2008 Submariner (16610 M Series). Thanks in advance, __________________ Regards, 007 ------------------------------------------------------------- M Series Submariner 16610

2 December 2013, 03:59 AM	#2
Seaward "TRF" Member Join Date: Jun 2013 Real Name: Charles Location: New York Posts: 607	It depends on your insurance provider and appraisal value of your watch. Highly recommend insuring your watch. Sent from my iPhone using Tapatalk __________________ 14060M 116520 116300 116710BLNR 116500LN

2 December 2013, 04:06 AM	#3
Bond,JamesBond "TRF" Member Join Date: Dec 2008 Real Name: Gordon Location: London, UK Watch: 16610 Posts: 45	Thanks, looking for people in the UK to share their experiences. I'm working on the basis that it would cost me c.£5000 to replace. __________________ Regards, 007 ------------------------------------------------------------- M Series Submariner 16610

2 December 2013, 06:47 AM	#9
Bond,JamesBond "TRF" Member Join Date: Dec 2008 Real Name: Gordon Location: London, UK Watch: 16610 Posts: 45	Cheers guys - got a few quotes online and went with Direct Line - cost c.£400p.a. for a joint policy with my girlfriend and covers my watch up to £5,000 at home and away from home. Obviously not ideal in a few years as the value goes up, but for now should be fine. Thanks again. __________________ Regards, 007 ------------------------------------------------------------- M Series Submariner 16610

3 December 2013, 02:34 AM	#12
AH0RSEY "TRF" Member Join Date: Jul 2012 Real Name: Steve Location: Harrogate Watch: OUT !!!! Posts: 829	Errrr. Why wouldn't you insure something that has that value? Forget being mugged but what about just plain old falling over and breaking it..... Years back I fell and landed on the crown of a GMT and the watch stem was knackered, bezel was chipped and I'd managed to dent the case too, insurance fixed it good as new...no mugger involved. All my watches are itemised and covered with my personal possessions insurance, including serial numbers Incase they do get stolen. __________________ Current rotation; AP15500ST grey, White Daytona 116500, WG Black/Red Daytona 116509, White and Black EXP 42, GMT2C.... too many previous it makes my head hurt thinking about them.

2 December 2013, 04:17 AM	#4
Oryx "TRF" Member Join Date: Sep 2012 Location: London Posts: 1,894	Use Hiscox - they are the by far the best. Personal possessions each worth up to £15,000 are automatically covered without having to specifically list each one (as long as the combined value is within your personal possession limit).

2 December 2013, 04:22 AM	#5
Reu Banned Join Date: Feb 2012 Location: London Posts: 1,152	Are you in rented accommodation and need independent jewellery insurance, or do you own your property and want to add it to contents?

2 December 2013, 06:24 AM	#7
DiamondJack "TRF" Member Join Date: Mar 2011 Location: London Watch: Quite a few Posts: 4,315	Aviva also cover up to £25k all risks and you just list items over £1,000.

2 December 2013, 06:39 AM	#8
The Joker "TRF" Member Join Date: Sep 2010 Location: Gotham Posts: 9,641	I put them on my home/buildings insurance, Zurich. Covered also away from home.

2 December 2013, 07:08 AM	#10
kentrojan1 "TRF" Member Join Date: Nov 2013 Real Name: ken Location: united kingdom Watch: 124270 Posts: 806	My hulk is insured for just under £100, but I will have to dig out the name of company if your interested!

3 December 2013, 04:22 AM	#13
kier333 Banned Join Date: Dec 2012 Location: london Posts: 416	I am also based in London. TH Marsh are really good, when I lost my watch they replaced it with another in a matter of days . Highly recommended.

4 December 2013, 06:31 AM	#15
Macnavara "TRF" Member Join Date: Nov 2012 Location: United Kingdom Posts: 2,355	If you want stand alone insurance thats just for the watch...all risks and away from home try t h marsh....they specalise in watch/jewellery insurance. You will need a current valuation. I just paid £120 to insure £8050 deepsea as it was more than the max single item on my home insurance and a lot cheaper than the extra they wanted to add it. Over the years ive now paid equivelent of a new rolex in premiums and never claimed for anything but the day you dont have it it will be sods law.

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