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ROLEXROLEXROLEXROLEXROLEXROLEX
ROLEXROLEXROLEXROLEXROLEXROLEX
27 August 2014, 09:17 AM
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#1 |
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2024 Pledge Member
Join Date: Jan 2009
Real Name: Chuck
Location: SW Florida
Watch: 16233,16610,214270
Posts: 11,196
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Finally got around to insuring my Sub..
After almost a year of saying I was going to insure my sub with Jewelers Mutual I finally did get around to getting an appraisal & filled out my application online. I can now rest & not worry.
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16233 Y Serial Datejust 16610 Z Serial Submariner 214270 Explorer 114300 Oyster Perpetual 76200 Tudor Date+Day |
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27 August 2014, 09:18 AM
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#2 |
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"TRF" Member
Join Date: May 2014
Location: Margaritaville
Posts: 3,639
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That´s good to hear, Lets hope you never need the insurance!
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After reading all posts, I agree with Adam! |
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27 August 2014, 09:43 AM
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#3 |
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TRF Moderator & 2024 SubLV41 Patron
Join Date: Apr 2012
Real Name: Tim
Location: Pennsylvania
Watch: 14060M
Posts: 72,244
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Larry, when I read the title to your post I thought that I remembered that we talked about this a year ago, happy that you finally got it done. It does give you some peace of mind!
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 Rolex Submariner 14060M Omega Seamaster 2254.50 DOXA Professional 1200T  Card carrying member of TRF's Global Association of Retro-Grouch-Curmudgeons  TRF's "After Dark" Bar & NightClub Patron  P Club Member #17 2 FA ENABLED
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27 August 2014, 09:50 AM
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#4 |
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2024 Pledge Member
Join Date: Oct 2009
Location: USA & France
Posts: 11,078
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May I ask how much it costs you per month?
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27 August 2014, 11:47 AM
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#5 | |
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2024 Pledge Member
Join Date: Jan 2009
Real Name: Chuck
Location: SW Florida
Watch: 16233,16610,214270
Posts: 11,196
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Quote:
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16233 Y Serial Datejust 16610 Z Serial Submariner 214270 Explorer 114300 Oyster Perpetual 76200 Tudor Date+Day |
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27 August 2014, 11:49 AM
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#6 | |
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2024 Pledge Member
Join Date: Jan 2009
Real Name: Chuck
Location: SW Florida
Watch: 16233,16610,214270
Posts: 11,196
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Quote:
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16233 Y Serial Datejust 16610 Z Serial Submariner 214270 Explorer 114300 Oyster Perpetual 76200 Tudor Date+Day |
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27 August 2014, 12:05 PM
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#7 |
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"TRF" Member
Join Date: Oct 2007
Real Name: Dennis
Location: Bay Area - 925
Posts: 40,018
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Great to hear!
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27 August 2014, 12:09 PM
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#8 | |
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"TRF" Member
Join Date: Apr 2008
Real Name: Tom
Location: In a race car!
Watch: ME RACE PORSCHES
Posts: 24,123
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Quote:
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27 August 2014, 12:15 PM
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#9 |
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2024 SubLV41 Pledge Member
Join Date: Jul 2009
Location: Cave
Watch: Sundial
Posts: 33,940
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27 August 2014, 12:16 PM
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#10 |
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"TRF" Member
Join Date: Oct 2012
Location: NYC
Watch: Me now
Posts: 19,372
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Good peice of mind
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27 August 2014, 12:45 PM
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#11 |
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"TRF" Member
Join Date: May 2009
Real Name: Alex
Location: Texas
Watch: Out!!!
Posts: 2,352
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May I ask, what does this insurance cover?
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27 August 2014, 12:55 PM
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#12 |
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"TRF" Member
Join Date: Feb 2014
Real Name: Aaron
Location: Indianapolis, IN
Watch: 126600
Posts: 34
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Recently insured my GMT w/State Farm. Full coverage & replacement. $72 for the year.
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27 August 2014, 01:41 PM
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#13 |
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"TRF" Member
Join Date: Jul 2014
Location: Houston, Texas
Watch: GMT-Master II BLNR
Posts: 110
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I'm about to go search for an appraisal for my explorer on Friday. My insurance is charging me $35/year
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27 August 2014, 01:47 PM
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#14 |
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"TRF" Member
Join Date: Jul 2014
Real Name: Brian
Location: Huntington Beach
Watch: Daytona
Posts: 889
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My collection is insured through Jewelers Mutual. $2690 for the year but worth the peace of mind. You can never know what might happen.
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27 August 2014, 02:27 PM
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#15 |
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"TRF" Member
Join Date: Aug 2012
Location: New York
Posts: 7,630
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Do they usually give you a hard time if you make a claim?
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27 August 2014, 03:17 PM
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#16 |
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"TRF" Member
Join Date: Apr 2012
Real Name: Alex
Location: Chicago
Watch: AP,PP, Rolex
Posts: 37,156
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Good move!
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Instagram: @Hairdude Watches in Collection 5070R, 5522A, 214270 MK1, 228238 16750, 26401, 5711, 116718, 116710LN, 116300, 16710"Coke", 372, 15300, 15703 (All Flipped) Official Member "Perpetual 30" Las Vegas GTG 2016 Official Member "WIS-CON" Las Vegas International GTG 2017 Official Member 'WIS-CON' Las Vegas Int'l GTG 2018 |
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27 August 2014, 03:19 PM
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#17 |
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"TRF" Member
Join Date: Jan 2013
Real Name: Owie
Location: MNL/SFO
Watch: G-Shock DW003
Posts: 1,504
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Sweet! I guess for the peace of mind.
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27 August 2014, 11:36 PM
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#18 |
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"TRF" Member
Join Date: Dec 2009
Real Name: Bob
Location: Mountains
Watch: ALS, AP, PP, Rolex
Posts: 2,988
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My homeowner's company insures my collection for just under 1% per year with a $1000 deductible. I never called Jewelers Mutual, but their online quote seemed about 2.5x higher.
Are their actual rates in line with their online quotes? Sent from my iPad using Tapatalk HD |
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28 August 2014, 03:51 AM
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#19 | |
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"TRF" Member
Join Date: Jul 2014
Real Name: Brian
Location: Huntington Beach
Watch: Daytona
Posts: 889
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Mine is insured for 170k for $2690 a year so I guess it's nearly 1.5% per year. But I have a feeling the percentage is higher because of the larger amount of risk they're taking.
They also cover EVERYTHING. Lose it at the beach, covered. Lose it because you shipped it somewhere and the FedEx driver stole it, covered. So it comes with a lot more assurances I think than covering it on your house policy, AND they know what they're doing since it's all they specialize in. Quote:
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28 August 2014, 05:12 AM
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#20 |
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2024 Pledge Member
Join Date: Jan 2009
Real Name: Chuck
Location: SW Florida
Watch: 16233,16610,214270
Posts: 11,196
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I insured my watch for $6500 and it is costing $127 per year. Not bad for piece of mind. Oh & it was actually $3 cheaper than the online quote.
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16233 Y Serial Datejust 16610 Z Serial Submariner 214270 Explorer 114300 Oyster Perpetual 76200 Tudor Date+Day |
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28 August 2014, 05:32 AM
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#21 | |||
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TRF Moderator & 2024 SubLV41 Patron
Join Date: Apr 2012
Real Name: Tim
Location: Pennsylvania
Watch: 14060M
Posts: 72,244
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Quote:
Quote:
Quote:
You can now call me Jocke if it makes up for this...
__________________
Rolex Submariner 14060M Omega Seamaster 2254.50 DOXA Professional 1200T Card carrying member of TRF's Global Association of Retro-Grouch-Curmudgeons TRF's "After Dark" Bar & NightClub Patron P Club Member #17 2 FA ENABLED
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28 August 2014, 05:35 AM
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#22 | |
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"TRF" Member
Join Date: Jun 2011
Location: Texas
Posts: 4,913
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Quote:
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28 August 2014, 05:40 AM
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#23 |
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2024 SubLV41 Pledge Member
Join Date: Nov 2007
Location: USA
Watch: 126600, 116500LN
Posts: 12,849
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The homeowners vs. JM debate has been done to death, it's a personal decision and the choices that mater to you are what will sway you one way or the other neither way is perfect but there are advantages and disadvantages for both.
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"I'm kind of a big deal... on a fairly irrelevant social media site that falsely inflates my fragile ego" |
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28 August 2014, 05:57 AM
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#24 | |
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"TRF" Member
Join Date: Mar 2007
Real Name: Mik
Location: USA
Posts: 13,724
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Quote:
I insure my wife's jewelry (any my watches). My wife lost 1 earring. I filled out all the paperwork they requested, legal docs, signed stuff and they bought me a matching earring (still in production). JM doesn't give you a check, they work with the jeweler directly. I never handled any money. My jeweler just called me when they got the earring in and was paid by JM.
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member#3242 |
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