Watch Insurance (UK)

[TSingh]

So having received my DateJust ref. 116233, I'm thinking it'd be a wise move to have the watch insured.
Any forum members have any advice/recommendations as to which company to insure the watch with? I'd only be insuring the single watch with an approximate value of £5000/5750.
I've read on the forum that insurance policies differ in the US compared to the UK. However any advice would be greatly appreciated.

Thanks :)

[hugs]

I would start by calling your home insurance company and asking if it is either already insured or whether you can add it on

[ADB85]

I just added it as a named item on my home insurance policy for about £10 per year extra, this also covers it whilst outside of the home and on holiday (with some obvious conditions).

[TSingh]

I'd prefer to keep it off my home insurance and have it insured on its own policy. Has anyone had experience with T.H March?

[Laszlo]

It's always safe to insure your Rolex.

[sahcivan]

Can't recommend TH March as stand alone insurance enough! They where great when I had to make a claim

[SC11]

OP be aware some companies will cancel/invalidate your current insurance if you have the item insured with a third party, even heard M&S cancelled a policy when someone rang up and tried to add a watch over their limit, they asked if he had already purchased it and when he said yes they notified him of cancellation.

However M&S and JL both offer insurance with single item limits of 10/15k which will suit you, after that you are looking at Hiscox or a broker like Lark.

Adding it to your home insurance should work out cheaper then two policy's.

For reference the broker Lark worked me a deal only £200 over my renewal quote from M&S but they included my ROO valued at 26k I had just purchased which wasn't even on my M&S policy and this was also £800 less the JL quoted (which included the ROO)

[colpol]

I just added to my home insurance

Stated make/ model/ price

Just make sure you have all serial no's to just incase