Daytona premium dilemma.

[nokaoi1]

So I have been offered a BNIB 116500 white dial for 17,500. Having a bit of mental trouble paying this premium so I have decided to look at my other options to help make the desicion. People keep telling me to look at PM in this range, but my budget is really no more than 20k. I would def look at YG, BUT i only want a bracelet and only a sports model. Not interested in oysterflex or leather. So obviously Daytona, and sub YG are out. Also looked at 15400 AP which I can get for same price, but water resistance and not ceramic has turned me off to it, plus I don't need a dressy watch. Not interested in Sub as I already have a PO dive watch. I want an everyday, wear in pool/shower/beach and not have to worry about it. I want something that is SOMEWHAT scratch resistance i.e. ceramic. I also want something that will hold its value so if I need/want to cash out I can get my money back out. Are there any other options out there in my price range im missing??