State Farm asked me to ......

[Abdullah71601]

Originally Posted by dddrees

Yeah, I often wonder. Besides the time I spend on the internet on forums and the fact I buy everything but groceries on the internet and now that I’m streaming my TV content.

You just need to get a couple gizmo's from Amazon (Echo) and Google (Home) that spy on everything you say in your home. That way they aren't limited to internet searches, they can also listen to private conversations too.

[dddrees]

Originally Posted by Abdullah71601

You just need to get a couple gizmo's from Amazon (Echo) and Google (Home) that spy on everything you say in your home. That way they aren't limited to internet searches, they can also listen to private conversations too.

Well as I just added on my last post I think we’re just starting to see how dangerous this data collection really is.

[Laszlo]

Originally Posted by Danny83

Put a tracking beacon on my car ...??? I canceled them did I make the right move? They said it was to save money ...I have been with them for only one year and have 9 cars insured with them. The one they wanted a tracking beacon on is my Nissan GTR

Why would they need that? To babysit you or find the car if stolen? I’d assume your GTR has one already? I’d drop them.

[77T]

Originally Posted by Laszlo

Why would they need that? To babysit you or find the car if stolen? I’d assume your GTR has one already? I’d drop them.

The module actually monitors all data about your driving habits and usage. Many insurers are offering them so they can assess your risk factors. If your habits seem safer than the risk pool in general, your rates will be lower. This is helpful for younger drivers with hot cars.

For most insured it is optional. But at times, and in some markets, underwriters can (and do) make it a requirement for some cars - and they can refuse to renew the policy if you decline.


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[Tools]

A tracker (like Lo-Jack) on a high theft car is to help recover it.

Data modules that tie into the cars computer (which records your actions anyway, and can be accessed by law enforcement) that transmit data somewhere are another animal.

[Laszlo]

Originally Posted by 77T

The module actually monitors all data about your driving habits and usage. Many insurers are offering them so they can assess your risk factors. If your habits seem safer than the risk pool in general, your rates will be lower. This is helpful for younger drivers with hot cars.

For most insured it is optional. But at times, and in some markets, underwriters can (and do) make it a requirement for some cars - and they can refuse to renew the policy if you decline.


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Wow, that almost makes me feel un-insurable.

[Chester01]

My insurance gave me the option for 6 months. Said I can save up to 15%; so I gave it 6 months and saved 10%. Likely a bit to fast of a driver for the full 15.

[AzPaul]

Get some sleep Danny, you look tired.

[TK-710]

Originally Posted by AzPaul

Get some sleep Danny, you look tired.

Bourne reference for the win

[Andad]

If you have your phone in the car with you that would give big brother as much information as they need.

[watchmework]

Uh no, not in a million years.

[Rock]

We certainly seem to be heading down a slippery slope where our every move is monitored by somebody and when you accumulate enough 'infringement points' the boys in black will just call and take you away.

[1William]

No way would I allow that. Capturing data that could and will be used to calculate risk. They are looking to raise rates not cut them

[RW16610]

Good call! I don't like the idea of having something like that on a vehicle I own. If my insurance company made that mandatory I would be looking elsewhere, without a doubt so

[BLACKHORSE 6]

I drive a company vehicle for work and they have a GPS tracker on it. It tells them everything. Don’t have a choice in the matter so I’ve gotten used to it for work, but there’s no way I’d allow that on a personal vehicle.

I’m afraid that insurance companies are going to work together in order to make this kind of thing mandatory for coverage.

[Vinh]

Perhaps they want to see if there is any track usage, which they don't cover.

[dddrees]

Originally Posted by Vinh

Perhaps they want to see if there is any track usage, which they don't cover.

Problem isn’t always what the original person or entity wants sometimes it’s what that next company or person is looking to do with it.

[Fredrik]

What if they are bought? What if they fold? What if they are hacked? What if law enforcement comes over and collects everything they have?

All of the above has happened before somewhere with companies that harvest data and led to breaches/leakage of sensitive data.

[dddrees]

Originally Posted by Fredrik

What if they are bought? What if they fold? What if they are hacked? What if law enforcement comes over and collects everything they have?

All of the above has happened before somewhere with companies that harvest data and led to breaches/leakage of sensitive data.

Exactly, and even if none of these things happen I’m sure there are more ways it could be used. Heck, Facebook just up and sold their data.

Once it’s collected it’s there to be used.

[Abdullah71601]

Originally Posted by dddrees

Exactly, and even if none of these things happen I’m sure there are more ways it could be used. Heck, Facebook just up and sold their data.

Once it’s collected it’s there to be sold.

Fixed it for you.

[dddrees]

Originally Posted by Abdullah71601

Fixed it for you.

You know typically I hate that when people do that. For some reason I have no problem with what you changed it to this time.

[bdex75]

May be a high frequency loss car model for them and they want to make sure that you are not racing it??? No idea.

If you worry about this kind of data being had by the insurance company don’t look at who has access to the microphone on your cell phone. Or what any social media accounts do with your data. Data and AI will be huge social issues going forward.


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[dddrees]

Originally Posted by bdex75

May be a high frequency loss car model for them and they want to make sure that you are not racing it??? No idea.

If you worry about this kind of data being had by the insurance company don’t look at who has access to the microphone on your cell phone. Or what any social media accounts do with your data. Data and AI will be huge social issues going forward.


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So would you categorize the recent Facebook thing was just a social issue or something else?

[Abdullah71601]

Originally Posted by bdex75

May be a high frequency loss car model for them and they want to make sure that you are not racing it??? No idea.

If you worry about this kind of data being had by the insurance company don’t look at who has access to the microphone on your cell phone. Or what any social media accounts do with your data. Data and AI will be huge social issues going forward.


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Like Tapatalk?

[bdex75]

Originally Posted by Abdullah71601

Like Tapatalk?

No sir. Photos, yes, because I use them to post. But not microphone. The only one I give access to the microphone to is Shazam. Because an app that tells me what song it is doesn’t work well without a microphone.



I have seen some pretty interesting experiments with the use of microphone data and suggested posts popping up on people’s phones.

Originally Posted by dddrees

So would you categorize the recent Facebook thing was just a social issue or something else?

People willingly give their information to a company that has a responsibility to do with it what was in the subscription agreement/privacy policy. If what Facebook did was allowed by their subscription agreement/privacy policy then it is legal. But from what I have heard of the situation it was not, therefore it was a violation of the agreements and they should be held legally accountable.

I had Facebook when it first came out. I deleted my Facebook account/app years ago. As much as one can I wiped it out. The fact that 10 years after deleting Facebook I still get suggestions on other social media accounts that my “Facebook friend” has joined should concern everybody.






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[dddrees]

Originally Posted by bdex75

No sir. Photos, yes, because I use them to post. But not microphone. The only one I give access to the microphone to is Shazam. Because an app that tells me what song it is doesn’t work well without a microphone.


I have seen some pretty interesting experiments with the use of microphone data and suggested posts popping up on people’s phones.




People willingly give their information to a company that has a responsibility to do with it what was in the subscription agreement/privacy policy. If what Facebook did was allowed by their subscription agreement/privacy policy then it is legal. But from what I have heard of the situation it was not, therefore it was a violation of the agreements and they should be held legally accountable.

I had Facebook when it first came out. I deleted my Facebook account/app years ago. As much as one can I wiped it out. The fact that 10 years after deleting Facebook I still get suggestions on other social media accounts that my “Facebook friend” has joined should concern everybody.






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Agree with everything you said.


I would say in addition it’s what it was used for that should be extremely concerning. No matter what the agreement said it should never end up being used like it was. I don’t think we should ever expect any of this type of data to be used in such a fashion. I just think that’s way to dangerous.

[bdex75]

Originally Posted by dddrees

Agree with everything you said.


I would say in addition it’s what it was used for that should be extremely concerning. No matter what the agreement said it should never end up being used like it was. I don’t think we should ever expect any of this type of data to be used in such a fashion. I just think that’s way to dangerous.

Agree 1000% Dan.

I preach to my kids that they need to be constantly aware what information they put on social media. It is permanently out there and you can never make it private once it is out there.

We scan every applicants social media accounts before we hire them. Amazing what people recklessly put out there for all to see.

I think the twitter bot follower purge this weekend was interesting as well.


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[hdrazor251]

I've been with State Farm for decades and they've been marketing a tracker for a discounted rate for a few years. I would bet every major insurance company offers it and I know of a co-worker that has it from another company. Hell will freeze over before I'd participate in that.

[utc66]

Drive old car, leave cell phone at home and still get tracked by speed cameras and license plate camera readers.

[GB-man]

Well done. F em.