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CoopJr · 21 August 2011, 12:36 AM

In light of Mark's theft and the shocking (to me) amount of fellow TRF'rs who have been victimized by identity theft, I was curious if anyone uses Life
Lock?

If you do, what are your opinions? I have our credit reports frozen at all 3 agencies and it seems to work well but was wondering if Life Lock is a compliment to that or not much more.

I know that I could call them but I'd rather ask the Rolex Collector on the street first.

Grissom · 21 August 2011, 03:08 AM

This was an interesting read.....

http://en.wikipedia.org/wiki/LifeLock

jay_man2 · 21 August 2011, 03:25 AM

They don't do anything you can't do free yourself, or with cheaper services. I have monitoring through my AMEX card, and an identity theft rider on my homeowners insurance.

mtrunner · 21 August 2011, 03:26 AM

Quote:

Originally Posted by Grissom

This was an interesting read.....

http://en.wikipedia.org/wiki/LifeLock

Definitely puts into question the legitimacy of this company.

STEELINOX · 21 August 2011, 03:55 AM

I used em after my AMEX episode, I think I signed up for a year and then I found out that like others - I can do this all my own and the cc's I use also have these security features in place...

Randy

keschete · 21 August 2011, 03:58 AM

I paid for Life Lock, after a physicians office that I used to work for, used my SS# to bill United Health Care for a patient I had not seen and I wasn't working at that clinic at the time (I quit when I realized how bad the clinic was).

I contacted United Health Care and reported them, then I signed up for Life Lock. Is all Life Lock did was put a hold on my credit through the 3 reporting agencies. I could have done that myself, so I didn't renew. Despite that they get Experian to send me a credit report yearly, without me paying or requesting it.

I wouldn't waste time or money on them, just check your credit report yearly.

mjm800 · 21 August 2011, 04:06 AM

I used it for about a year and all it did was make getting credit for myself a pain the ass! Forget automatic approval you have to wait for a call and then verify all your information.

I wanted it to make impossible for anyone to request my credit report but it does not do that it only makes it harder (not impossible) for someone to get credit in your name.

Everyone has the right to request a free credit report from all three reporting agencies once a year or anytime you are denied credit.

Don't be fooled by the free credit report stuff it is free go to the Federal Trade Commission:

http://www.ftc.gov/bcp/edu/pubs/cons...dit/cre34.shtm

The junk mail it said will make stop did not stop but it did decrease. All in all I felt it was a good service but not worth it.

CoopJr · 21 August 2011, 10:51 AM

Thanks everyone....that Wiki link was a good read.

Think I'll save my $$

Marc_Quadra · 21 August 2011, 10:35 PM

I did not knew those kind of companies.

conrail · 21 August 2011, 10:57 PM

That was a good wiki read. Its run by a bunch of frauds and crooks! And that "guarantee" is pretty much worthless.

sea-dweller · 22 August 2011, 01:27 AM

I just check my credit report regularly and shred all documents that I discard.

dnagwhogas · 23 August 2011, 01:23 AM

Holy crap! What an interesting company. I WILL NOT use them for sure.

Kringkily · 23 August 2011, 01:24 AM

haha dude is a joke

21 August 2011, 12:36 AM	#1
CoopJr "TRF" Member Join Date: Oct 2007 Real Name: Coop Location: U.S.A. Watch: Subs Posts: 6,455	Anyone use Life Lock? In light of Mark's theft and the shocking (to me) amount of fellow TRF'rs who have been victimized by identity theft, I was curious if anyone uses Life Lock? If you do, what are your opinions? I have our credit reports frozen at all 3 agencies and it seems to work well but was wondering if Life Lock is a compliment to that or not much more. I know that I could call them but I'd rather ask the Rolex Collector on the street first.

21 August 2011, 03:08 AM	#2
Grissom "TRF" Member Join Date: Oct 2010 Real Name: Nathan Location: US, Latin America Watch: GMT IIc 18K/SS Posts: 3,349	This was an interesting read..... http://en.wikipedia.org/wiki/LifeLock __________________ *(Member NAWCC since 1976)* 116713LN GMT-IIc 18k/SS (Z) + 116520 SS Daytona (M) + 16700 GMT Master (A) + 16610LV Submariner (V) + 16600 Sea Dweller (Z) + 116400 Milgauss White Dial (V) + 70330N Tudor Heritage Chronograph Grey w/Black Sub Dials (J) + 5513 Submariner Serif Dial (5.2 Mil) Who else needs an Intervention? (109 297) (137 237) (73 115) (221) (23) (56) (229) P-Club Member #5 RIP JJ Irani - TRF Legend

21 August 2011, 03:55 AM	#5
STEELINOX 2024 SubLV41 Pledge Member Join Date: Oct 2008 Real Name: Sink-O! Location: a praire in AZ Watch: ROLEX-less atm... Posts: 14,021	I used em after my AMEX episode, I think I signed up for a year and then I found out that like others - I can do this all my own and the cc's I use also have these security features in place... Randy __________________ *Positive Waves Baby* Lug Hole Loyalist / Chamfer Line Inspector INFORTHE WIN SUB-MAH-REEEN-ER ~ !

21 August 2011, 03:58 AM	#6
keschete "TRF" Member Join Date: Oct 2007 Real Name: Kaya Location: Louisiana Watch: 116500 Posts: 3,575	I paid for Life Lock, after a physicians office that I used to work for, used my SS# to bill United Health Care for a patient I had not seen and I wasn't working at that clinic at the time (I quit when I realized how bad the clinic was). I contacted United Health Care and reported them, then I signed up for Life Lock. Is all Life Lock did was put a hold on my credit through the 3 reporting agencies. I could have done that myself, so I didn't renew. Despite that they get Experian to send me a credit report yearly, without me paying or requesting it. I wouldn't waste time or money on them, just check your credit report yearly. __________________ GMT II BLNR, Submariner, Submariner Serti, Datejust, Daytona C, TT Yacht Master, Hulk Submariner, Pepsi GMT II

21 August 2011, 04:06 AM	#7
mjm800 "TRF" Member Join Date: Jul 2010 Location: USA Posts: 1,950	I used it for about a year and all it did was make getting credit for myself a pain the ass! Forget automatic approval you have to wait for a call and then verify all your information. I wanted it to make impossible for anyone to request my credit report but it does not do that it only makes it harder (not impossible) for someone to get credit in your name. Everyone has the right to request a free credit report from all three reporting agencies once a year or anytime you are denied credit. Don't be fooled by the free credit report stuff it is free go to the Federal Trade Commission: http://www.ftc.gov/bcp/edu/pubs/cons...dit/cre34.shtm The junk mail it said will make stop did not stop but it did decrease. All in all I felt it was a good service but not worth it. __________________

21 August 2011, 03:25 AM	#3
jay_man2 "TRF" Member Join Date: May 2011 Real Name: Jay Location: Northern Virginia Watch: Rolex Posts: 2,490	They don't do anything you can't do free yourself, or with cheaper services. I have monitoring through my AMEX card, and an identity theft rider on my homeowners insurance.

21 August 2011, 10:51 AM	#8
CoopJr "TRF" Member Join Date: Oct 2007 Real Name: Coop Location: U.S.A. Watch: Subs Posts: 6,455	Thanks everyone....that Wiki link was a good read. Think I'll save my $$

21 August 2011, 10:35 PM	#9
Marc_Quadra "TRF" Member Join Date: Mar 2011 Location: France Posts: 134	I did not knew those kind of companies.

21 August 2011, 10:57 PM	#10
conrail "TRF" Member Join Date: Sep 2010 Location: Boston Posts: 3,177	That was a good wiki read. Its run by a bunch of frauds and crooks! And that "guarantee" is pretty much worthless. __________________ "Oh, you give a f****' aspirin a headache, pal!"

22 August 2011, 01:27 AM	#11
sea-dweller "TRF" Member Join Date: Oct 2007 Real Name: Dennis Location: Bay Area - 925 Posts: 40,018	I just check my credit report regularly and shred all documents that I discard.

23 August 2011, 01:23 AM	#12
dnagwhogas "TRF" Member Join Date: Sep 2010 Real Name: MauiBacerdo Location: Chicago Watch: N :Learn Posts: 902	Holy crap! What an interesting company. I WILL NOT use them for sure. __________________ P-Club Member # 7 Time is what prevents everything from happening at once.

23 August 2011, 01:24 AM	#13
Kringkily "TRF" Member Join Date: Aug 2011 Real Name: George Location: New York Watch: Speedmaster, Rolex Posts: 3,082	haha dude is a joke

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