Credit card info stolen

[East Bay Rider]

Just got the call that one of our debit/credit cards info has been being used out in Illinois. It's the acct we use for the mortgage and loan.
Somehow, some lowlife scumbag freeloader has been visiting Dunkin Donuts, Whitecastle, a liquor store, a speedway (?) and God only knows what else is pending.
Obviously the card has been cancelled. Gotta love that the bank calls about these things and my bride was able to put the stop to all this.
Be careful out there.

[The Joker]

There's some lowlife's out there Bill. I got a call once asking if I had booked a flight and hotel to Nigeria.

[HL65]

It happens...Oh well at least all the transactions when it does are covered!

[Darlinboy]

It happens. Inconvenient for sure, but the good news is that you're not on the hook for the loss. BTW, a Speedway is a gas station.

[Grumpy Badger]

May their next sh*t be a hedgehog... backwards!:

[East Bay Rider]

Originally Posted by Darlinboy

... BTW, a Speedway is a gas station.

Thank you. Given the winter season I was wondering what could be found at a speedway this time of year. There was another transaction at a place called Oster and Sons but I haven't tracked that down yet.
The bank says we'll be refunded mid next week. I'm just glad they didn't go hog wild at a jewelry store, Best Buy or anyplace like that.
I hate lowlife scumbag freeloader thieves.

[East Bay Rider]

Originally Posted by Grumpy Badger

May their next sh*t be a hedgehog... backwards!:

[Lisa]

Originally Posted by The Joker

There's some lowlife's out there Bill. I got a call once asking if I had booked a flight and hotel to Nigeria.

That happens to my husband several times a year, for some reason. The latest and most serious scam was that last year someone filed income taxes using his information, and got our refund. We're still tangling with the IRS over that one.

[johnbeth]

Originally Posted by Lisa

That happens to my husband several times a year, for some reason. The latest and most serious scam was that last year someone filed income taxes using his information, and got our refund. We're still tangling with the IRS over that one.

That is a nasty situation.
I hope all gets resolved soon.

[Lisa]

Originally Posted by johnbeth

That is a nasty situation.
I hope all gets resolved soon.

Thanks. It's nearly impossible to communicate with the IRS, though. Took us seven months just to be informed as to WHY we never received our refund (which was more than $5K). And once I finally was made aware that fraud had taken place, the IRS told me the burden of proof was on my husband and me to show that we were the "real" tax filers. So the process of trying to rectify the situation has just gotten started. And to make matters worse, the IRS said our taxes for THIS year will probably be "flagged" as well, since there is an unresolved issue with last year's.

[johnbeth]

Originally Posted by Lisa

Thanks. It's nearly impossible to communicate with the IRS, though. Took us seven months just to be informed as to WHY we never received our refund (which was more than $5K). And once I finally was made aware that fraud had taken place, the IRS told me the burden of proof was on my husband and me to show that we were the "real" tax filers. So the process of trying to rectify the situation has just gotten started. And to make matters worse, the IRS said our taxes for THIS year will probably be "flagged" as well, since there is an unresolved issue with last year's.

Lisa, damn, the gift that keeps on giving...All government agencies are a pain to deal with. I wish you a speedy resolution and I hope someone steps up and takes responsibility and helps you resolve this nightmare.

[azguy]

About a month ago I'm sitting at home watching football and I get a call from Citibank asking if I was buying a flat screen TV in Woodland Hills, CA right then..

I laughed, said no and they said they would cancel my card and overnight me a new one. It was a pain in the a$$ as I have about a dozen automatic charges and payments that hit that card each month and I had to contact them all and provide new information...

I guess it happens more than we think...

[kilyung]

I once got a call asking if I was attempting to buy a watch in Russia (I was in the US at the time of the transaction). My wife was looking at me weird for a few days after that.

[Art 1]

Originally Posted by kilyung

I once got a call asking if I was attempting to buy a watch in Russia (I was in the US at the time of the transaction). My wife was looking at me weird for a few days after that.

I call a call once asking was (my son's name) in Moscow Russia right not about to purchase a painting.

[joe100]

Get used to it. Happened three times with me so far. One drive through employee, one clothing store employee, and a gas pump skimmer.

The clothing store employee I confronted in person because I knew she'd done something with my card while she was ringing up the sale. She had it for a very long time and when I asked for it back she ignored me and looked very scared. That night I noticed $750 worth of movie tickets to Harry Potter and some online shopping taking place. I called the bank and had it all stopped.

Get mad and start trying to get over it. The police won't help and it'll happen again

[anilzat]

Glad your bank is doing there job to protect you. That won't destroy your Christmas cheer I hope. Things like this can make us jaded and it is not worth it, they will get it in the end or in this case they are already getting it by their actions.

[btinl]

AMEX is amazing about potential CC theft. I got a phone notification and a call from AMEX when someone stole my CC info and tried to buy 5 plane tickets to Russia.

[belk7]

Almost $6k for two bogus cabinet merchandiser charges showed up in my pending transactions column two weeks ago. This was on the card we use for everyday stuff, and I tend to check the transaction logs online several times a week. Caught this one myself, had it removed, and killed the card. Only real PITA is that we were traveling that afternoon, and that was the card that hotel, thanksgiving dining reservations, etc were all held on. I can't stand that this kind of crap happens, but it is not going to stop. Best advice is to be proactive and check accounts more than just when your statement arrives. This one was easier because I saw it within 24 hours of the charge.

[anilzat]

Originally Posted by belk7

Almost $6k for two bogus cabinet merchandiser charges showed up in my pending transactions column two weeks ago. This was on the card we use for everyday stuff, and I tend to check the transaction logs online several times a week. Caught this one myself, had it removed, and killed the card. Only real PITA is that we were traveling that afternoon, and that was the card that hotel, thanksgiving dining reservations, etc were all held on. I can't stand that this kind of crap happens, but it is not going to stop. Best advice is to be proactive and check accounts more than just when your statement arrives. This one was easier because I saw it within 24 hours of the charge.

Pro active is important, damage control will be easier to take care of.

[lig]

I bet it was Kanye.















. It's annoying - happened to me a few times over the years. Once in the middle of a trip and B of A was terrible about it.

[East Bay Rider]

Originally Posted by lig

I bet it was Kanye.

.....

[Rockrolex]

Glad the issue is being resolved to your satisfaction, Bill. This kind of sh*t happens all too often. It's the banks that end up losing out and then they pass the cost of their losses on to us consumers. So ultimately, we law abiding citizens end up on the short end of the stick.

[subtona]

Originally Posted by Lisa

That happens to my husband several times a year, for some reason. The latest and most serious scam was that last year someone filed income taxes using his information, and got our refund. We're still tangling with the IRS over that one.

Omg Lisa, that sounds like the worst possible scenario of redtape torture, i would be incensed!

Originally Posted by kilyung

I once got a call asking if I was attempting to buy a watch in Russia (I was in the US at the time of the transaction). My wife was looking at me weird for a few days after that.

Hmmmmmm Mike

Originally Posted by lig

I bet it was Kanye.

Hysterical



I awoke one morning to 30 emails of online purchases, odd thing was they used my credit card with my email and my address with all items to be delivered to me...they ordered everything from music theory books, orthopedic supplies, sneakers and art supplies, dresses etc.... I can only guess but it seemed like just a crime of chaos rather than for gain?

Important part for me was that i never do online business with my phone number, only email... The follow up emails to the incident seemed endless, had they had my phone number it would have been a major pain in the butt to have to speak with every merchant.... I still get ridiculous catalogs in the mail from that time by merchants who believe i am their customer.

[bayerische]

Originally Posted by Grumpy Badger

May their next sh*t be a hedgehog... backwards!:

Now that might sting a little.

[Widows Son]

My Brother, make sure you file a police report. They won't be able to do much except provide you a police report number for the bank, credit card companies ect. Also contact one of the big three fraud agencies such as Equafax (sp?) they will share info with the other two. They will place a fraud alert on your accounts and will notify you if new accounts are opened using your info.

[hdrazor251]

Sadly we live in a time where the question is not IF it will happen to you, but WHEN it will happen to you.

I echo Grumpy Badger's wish for them.

[Cc1966]

Happened to me 2x - the memorable one was for a $1,200 telephone card charge contract regarding Africa.

[cop414]

I've been on both sides of this coin, had a CC company call me about a card I forgot that I even had to ask if the charges that I had made in Japan were legit, ahhhh, nope.
I've also investigated many of them, almost impossible to make an arrest. Even when having someone dead to rights I've been told before by our then DA to drop the case, not worth the trouble. Once the CC company refunds the $$ to the customer most of these cases are just dropped.

[Dr.Brian]

Most recently I had them call about a bunch of charges over 3 weeks when I made 2 trips and bought dinners, hotels, etc. All legitimate. They cancelled the card anyway because once it's flagged for fraud, it's done. WTF? She kept trying to read me this fraud script they have and told me I had to listen to it. I reminded her there were no fraudulent charges... she still didn't understand. Then it was goodbye and thanks thanks for the headache of changing the accts.

[77T]

Our BoA VISA has ShopSafe linked to it so we use a different CC number for each on-line purchase and I limit that one-time use number to $5 over the purchase amount.

For POS use I'd love to see them use smart cards that spin up a new number in the same way. Lots of CC number thefts start with a dishonest person who has access to your card data online or at a retailer/restaurant/bar, etc.

Using these methods nobody knows your master CC number with the large line of credit on it.