Anyone else sandbag to buy a Rolex (or other watches)?

[Guppydriver]

Perhaps because I grew up in a strict "high demand" Utah religion (which I left decades ago), I have an intrinsic need to confess my questionable behavior.

Here it goes..

I sandbag funds to buy watches and my wife has no idea. My name is Aaron and I am a sandbagger.

It started years ago when I used a small local credit union to finance my daughters VW. The loan came with a mandatory checking account and of course offers a paperless statement option.

Fast forward a bit. With ever increasing benefit costs, it's quite normal to have my "take home pay" decrease a skosh annually. Armed with a routing and checking number, a few years ago I decided to allocate 5% of my direct deposit into the credit union. You see where this is going? Since my paycheck fluctuates monthly based on many variables, it arouses no suspicion.

When I buy a watch, I channel my inner Bernie Madoff. I use my regular account account for about 50% of it and then my "watch account" for the rest. She sees a new watch, she sees a charge on our main account...zero suspicion. My wife thinks I have better negotiating skills than Drew Rosenhaus.

So judge away TRF sisters and brothers. 100% faithful for 25 years. Hard worker. Good Provider. Loving father. Honorably discharged AF vet.

Thanks for listening.... Now I need to find a forum to address how I use my daughters college email to get cheap Sunday Ticket.

Anyone else need to cleanse their soul??

[Importer_Exporter]

My wife and I both have good jobs. We also both put in an equal percentage into our joint account and the balance in our personals.

There’s no need to hide anything. If it comes from personals, it doesn’t matter the expense. If it’s from the joint, we discuss. Honestly, even from our personal accounts we’ll discuss if it’s a large purchase.

I don’t like hiding the costs of things because it doesn’t set the right vibe (to me at least).

At the end of the day, as long as your bills are being paid, your family is doing fine, and your saving for the future, it’s all good

[alphadweller]

Originally Posted by Guppydriver

(...)
100% faithful for 25 years. Hard worker. Good Provider. Loving father. Honorably discharged AF vet.
(...)

Enjoy your well deserved watches.

[JSolution]

I hold accountability for my money, nobody else. If I made it, I’ll spend it on what I want, I can’t imagine having to hide or justify it to woman.

And that works both ways for me. I wouldn’t even know what my partner (I’m single atm) would earn and I wouldn’t ask.

For me also - the man always pays whether that be bills, food, rent, mortgage, anything.

However I will not be asked to buy something, or expected to that is a goodbye from me lol.

[rcwatchcollector]

My wife does even know how to access our accounts. She has the passwords but doesn’t bother.


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[amphr1]

I would have said to come clean if you had ask 20 years ago. But now just take it to the grave. I do think it's still cheating, like emotional cheating but with money. It's a trust issue isn't it?

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[Calatrava r]

I think OP wants anyone willing to tell what they have done, to cleanse their soul here. I am all good, so nothing to report. Or that I will admit. LOL

[1William]

Good for you. You are taking care of your loved ones and your responsibilities. Enjoy.

[hutch300]

I am doing the same with joint savings.

OP I would not feel good about doing it in secret. I doubt you want the comments but since the confession is here I am curious how do you think your wife would feel if she found out?

Originally Posted by Importer_Exporter

My wife and I both have good jobs. We also both put in an equal percentage into our joint account and the balance in our personals.

There’s no need to hide anything. If it comes from personals, it doesn’t matter the expense. If it’s from the joint, we discuss. Honestly, even from our personal accounts we’ll discuss if it’s a large purchase.

I don’t like hiding the costs of things because it doesn’t set the right vibe (to me at least).

At the end of the day, as long as your bills are being paid, your family is doing fine, and your saving for the future, it’s all good

[omar-rye]

Aaron, this is your wife. I have been secretly spying on you on the forums using this Arab alias. Don't bother coming home tonight. I'm throwing your stuff out on the yard. I hope your Rolexes were worth it.

P.S. I'm taking everything, including the cottage.

[Cauhauna]

Justify your financial infidelity as you wish.

You've described lots of cloak and dagger behavior that could hurt your marriage if discovered. If she found out you had a separate account, she'd probably suspect much worse than watch buying.

I don't suggest coming clean, but i do suggest stopping this silly practice and spending the money you earn on the things you want without hiding it

[Kevin of Larchmont]

My wife and I have separate accounts and because of that I have never tested her tolerance regarding my watch acquisition habit. She knows it makes me happy, beyond that she appears to be indifferent. I don’t announce the comings and goings nor do I avoid the subject. All of my other obligations are met and she feels loved, that’s all that matters.

[Guppydriver]

Originally Posted by omar-rye

aaron, this is your wife. I have been secretly spying on you on the forums using this arab alias. Don't bother coming home tonight. I'm throwing your stuff out on the yard. I hope your rolexes were worth it.

P.s. I'm taking everything, including the cottage.

i knew it!

[Gearjockey]

Wife and I established separate accounts following first 3 years together, many years ago. Blissfully wedded since.

[Dan Pierce]

No, my wife wants me to follow my passions and trusts that I'll be responsible for whatever I purchase.
dP

[GGGMT]

Come clean to your wife and tell her it’s better than hookers and blow.


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[GGGMT]

Originally Posted by omar-rye

Aaron, this is your wife. I have been secretly spying on you on the forums using this Arab alias. Don't bother coming home tonight. I'm throwing your stuff out on the yard. I hope your Rolexes were worth it.

P.S. I'm taking everything, including the cottage.

This is very funny


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[Rolexken]

How do you explain when you get home rocking a new watch ??? FWIW I wouldn’t deceive my wife- all our money is in her name for tax purposes lol.

[JoseR]

No wife for 22 years. So, I have the best life. No questions, no stress, no hiding money and I buy what I want when I want. Life is just too short to be dealing with other people's problems. JMHO.

[bay_area_kid]

Originally Posted by Rolexken

How do you explain when you get home rocking a new watch ??? FWIW I wouldn’t deceive my wife- all our money is in her name for tax purposes lol.

He already explained that in his post:

Perhaps because I grew up in a strict "high demand" Utah religion (which I left decades ago), I have an intrinsic need to confess my questionable behavior.

Here it goes..

I sandbag funds to buy watches and my wife has no idea. My name is Aaron and I am a sandbagger.

It started years ago when I used a small local credit union to finance my daughters VW. The loan came with a mandatory checking account and of course offers a paperless statement option.

Fast forward a bit. With ever increasing benefit costs, it's quite normal to have my "take home pay" decrease a skosh annually. Armed with a routing and checking number, a few years ago I decided to allocate 5% of my direct deposit into the credit union. You see where this is going? Since my paycheck fluctuates monthly based on many variables, it arouses no suspicion.

When I buy a watch, I channel my inner Bernie Madoff. I use my regular account account for about 50% of it and then my "watch account" for the rest. She sees a new watch, she sees a charge on our main account...zero suspicion. My wife thinks I have better negotiating skills than Drew Rosenhaus.

So judge away TRF sisters and brothers. 100% faithful for 25 years. Hard worker. Good Provider. Loving father. Honorably discharged AF vet.

Thanks for listening.... Now I need to find a forum to address how I use my daughters college email to get cheap Sunday Ticket.

Anyone else need to cleanse their soul??

[Guppydriver]

Originally Posted by GGGMT

Come clean to your wife and tell her it’s better than hookers and blow.


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But slightly more expensive.

[wb55]

Originally Posted by Importer_Exporter

My wife and I both have good jobs. We also both put in an equal percentage into our joint account and the balance in our personals.

There’s no need to hide anything. If it comes from personals, it doesn’t matter the expense. If it’s from the joint, we discuss. Honestly, even from our personal accounts we’ll discuss if it’s a large purchase.

I don’t like hiding the costs of things because it doesn’t set the right vibe (to me at least).

At the end of the day, as long as your bills are being paid, your family is doing fine, and your saving for the future, it’s all good

We do this too but I’ve never seen us need a new car or kitchen quicker than when I’ve sold something expensive and I’m waiting to buy the next one.

She will find a way to spend anything she deems to be unallocated.

[Mr Ben]

Originally Posted by omar-rye

Aaron, this is your wife. I have been secretly spying on you on the forums using this Arab alias. Don't bother coming home tonight. I'm throwing your stuff out on the yard. I hope your Rolexes were worth it.

P.S. I'm taking everything, including the cottage.

Thank you - this one made me laugh!

[Njkdog]

“My biggest fear is that when I die my wife sells my watches for what I told her I paid for them!”
I’ve done similar, don’t feel too bad brother

[Laostuh]

I may have told my wife my watch was a few thousand dollars less than what it actually was. That was only 1 time. But she knows my passion for watches and knows I'll buy what I want whether she likes it or not.

[alex.cicollo]

Originally Posted by alphadweller

Enjoy your well deserved watches.

100% agreed x

[Malum]

I always ask my wife when I want a new watch , motorcycle or forum unmentionable . She’s amazing , she’d find out anyway .

[Rocket_Man]

My wife and I maintain separate accounts. This allows her to have a credit rating independent of me which is important in the US. We simply agree who is responsible for what expenses. Since I'm the main breadwinner I pay the majority of costs, she is responsible for food and eating out (really nice when the server brings the check and I hand it to my wife) and her car, cell phone, clothes, shoes, purses, etc, whatever she wants. I can buy whatever watches I want, but we are both pretty frugal and don't waste money. This has worked very well. She has the highest credit rating you can get and is financially independent. If one day I don't wake up she won't have to worry about finances. And she'll have some nice watches.

[fsprow]

Don’t mention my name to her. She has secrets too!!

[second time]

I think this is perfectly acceptable and normal behaviour.