Insurance against theft

[ashbaug2]

Originally Posted by ravenhome777

One weird thing that I found on the Jewler Mutual page is this:
https://www.jewelersmutual.com/the-j...al-group-cover

What's not covered:


Civil Authority - if something is confiscated by law enforcement. Why would that happen? I wonder what event they had in mind with this.

War and Military action - Again, what did they have in mind? If the 3rd Reich rises up again and invades the USA, and steals your Rolex, they're not covering that?

I think a civil authority issue would arise if you purchased a used watch that ended up being stolen; say you send it in for service and it's been reported stolen so they confiscate it.

War and military action would be simple to me, since I'm in the Army, that if I wore it in a combat zone and it was damaged (say as a result of an IED or other bomb), it would not be covered.

But that's just a SWAG based on very little knowledge without reading any fine print...