The Rolex Forums   The Rolex Watch

ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX


Go Back   Rolex Forums - Rolex Forum > Rolex & Tudor Watch Topics > Rolex General Discussion

Reply
 
Thread Tools Display Modes
Old 2 December 2013, 03:47 AM   #1
Bond,JamesBond
"TRF" Member
 
Bond,JamesBond's Avatar
 
Join Date: Dec 2008
Real Name: Gordon
Location: London, UK
Watch: 16610
Posts: 45
Insuring your Rolex (UK)

Guys,

I'm currently living in London and am wary about being mugged for my watch if I happen to stumble into the wrong place. Have any of you insured your Rolex and if so, who with and for how much? It's a 2008 Submariner (16610 M Series).

Thanks in advance,
__________________
Regards,
007

-------------------------------------------------------------
M Series Submariner 16610
Bond,JamesBond is offline   Reply With Quote
Old 2 December 2013, 03:59 AM   #2
Seaward
"TRF" Member
 
Seaward's Avatar
 
Join Date: Jun 2013
Real Name: Charles
Location: New York
Posts: 607
It depends on your insurance provider and appraisal value of your watch. Highly recommend insuring your watch.


Sent from my iPhone using Tapatalk
__________________
14060M
116520
116300
116710BLNR
116500LN
Seaward is offline   Reply With Quote
Old 2 December 2013, 04:06 AM   #3
Bond,JamesBond
"TRF" Member
 
Bond,JamesBond's Avatar
 
Join Date: Dec 2008
Real Name: Gordon
Location: London, UK
Watch: 16610
Posts: 45
Thanks, looking for people in the UK to share their experiences. I'm working on the basis that it would cost me c.£5000 to replace.
__________________
Regards,
007

-------------------------------------------------------------
M Series Submariner 16610
Bond,JamesBond is offline   Reply With Quote
Old 2 December 2013, 04:17 AM   #4
Oryx
"TRF" Member
 
Join Date: Sep 2012
Location: London
Posts: 1,894
Use Hiscox - they are the by far the best.

Personal possessions each worth up to £15,000 are automatically covered without having to specifically list each one (as long as the combined value is within your personal possession limit).
Oryx is offline   Reply With Quote
Old 2 December 2013, 04:22 AM   #5
Reu
Banned
 
Join Date: Feb 2012
Location: London
Posts: 1,152
Are you in rented accommodation and need independent jewellery insurance, or do you own your property and want to add it to contents?
Reu is offline   Reply With Quote
Old 2 December 2013, 06:15 AM   #6
Ck8
"TRF" Member
 
Ck8's Avatar
 
Join Date: Feb 2007
Real Name: Mark 哥
Location: UK
Posts: 860
Quote:
Originally Posted by Bond,JamesBond View Post
Guys,

I'm currently living in London and am wary about being mugged for my watch if I happen to stumble into the wrong place. Have any of you insured your Rolex and if so, who with and for how much? It's a 2008 Submariner (16610 M Series).

Thanks in advance,
Marks and Spencer Premium package. It covers any value up to £25k?? you want all risks. Anything below £15k do not require naming or valuation.
__________________
I like wonton noodles soup - Mark 哥
Ck8 is offline   Reply With Quote
Old 2 December 2013, 06:24 AM   #7
DiamondJack
"TRF" Member
 
DiamondJack's Avatar
 
Join Date: Mar 2011
Location: London
Watch: Quite a few
Posts: 4,315
Aviva also cover up to £25k all risks and you just list items over £1,000.
DiamondJack is offline   Reply With Quote
Old 2 December 2013, 06:39 AM   #8
The Joker
"TRF" Member
 
The Joker's Avatar
 
Join Date: Sep 2010
Location: Gotham
Posts: 9,641
I put them on my home/buildings insurance, Zurich. Covered also away from home.
The Joker is offline   Reply With Quote
Old 2 December 2013, 06:47 AM   #9
Bond,JamesBond
"TRF" Member
 
Bond,JamesBond's Avatar
 
Join Date: Dec 2008
Real Name: Gordon
Location: London, UK
Watch: 16610
Posts: 45
Cheers guys - got a few quotes online and went with Direct Line - cost c.£400p.a. for a joint policy with my girlfriend and covers my watch up to £5,000 at home and away from home. Obviously not ideal in a few years as the value goes up, but for now should be fine.

Thanks again.
__________________
Regards,
007

-------------------------------------------------------------
M Series Submariner 16610
Bond,JamesBond is offline   Reply With Quote
Old 2 December 2013, 07:08 AM   #10
kentrojan1
"TRF" Member
 
kentrojan1's Avatar
 
Join Date: Nov 2013
Real Name: ken
Location: united kingdom
Watch: 124270
Posts: 806
My hulk is insured for just under £100, but I will have to dig out the name of company if your interested!
kentrojan1 is offline   Reply With Quote
Old 2 December 2013, 07:36 AM   #11
Jonathan007
"TRF" Member
 
Jonathan007's Avatar
 
Join Date: Oct 2010
Real Name: Jon
Location: ENGLAND
Watch: #296
Posts: 792
Quote:
Originally Posted by Bond,JamesBond View Post
Cheers guys - got a few quotes online and went with Direct Line - cost c.£400p.a. for a joint policy with my girlfriend and covers my watch up to £5,000 at home and away from home. Obviously not ideal in a few years as the value goes up, but for now should be fine.

Thanks again.
I have the exact same insurance for my watch.

Nice watch by the way, I'm Cumbria.

Sent from my GT-I9300 using Tapatalk
__________________
Seiko all original 6105-8119
Jonathan007 is offline   Reply With Quote
Old 3 December 2013, 02:34 AM   #12
AH0RSEY
"TRF" Member
 
AH0RSEY's Avatar
 
Join Date: Jul 2012
Real Name: Steve
Location: Harrogate
Watch: OUT !!!!
Posts: 829
Errrr. Why wouldn't you insure something that has that value? Forget being mugged but what about just plain old falling over and breaking it..... Years back I fell and landed on the crown of a GMT and the watch stem was knackered, bezel was chipped and I'd managed to dent the case too, insurance fixed it good as new...no mugger involved. All my watches are itemised and covered with my personal possessions insurance, including serial numbers Incase they do get stolen.
__________________
Current rotation; AP15500ST grey, White Daytona 116500, WG Black/Red Daytona 116509, White and Black EXP 42, GMT2C.... too many previous it makes my head hurt thinking about them.
AH0RSEY is offline   Reply With Quote
Old 3 December 2013, 04:22 AM   #13
kier333
Banned
 
Join Date: Dec 2012
Location: london
Posts: 416
I am also based in London. TH Marsh are really good, when I lost my watch they replaced it with another in a matter of days . Highly recommended.
kier333 is offline   Reply With Quote
Old 3 December 2013, 04:46 AM   #14
AK797
2024 Pledge Member
 
AK797's Avatar
 
Join Date: Feb 2010
Real Name: Neil
Location: UK
Watch: ing ships roll in
Posts: 59,369
Quote:
Originally Posted by kier333 View Post
I am also based in London. TH Marsh are really good, when I lost my watch they replaced it with another in a matter of days . Highly recommended.
I would really like to know how did you prove you lost it and that you weren't just trying to get a free watch? Always wanted to know how and if insurance will really pay for lost or stolen watches. Thanks!
AK797 is offline   Reply With Quote
Old 4 December 2013, 06:31 AM   #15
Macnavara
"TRF" Member
 
Macnavara's Avatar
 
Join Date: Nov 2012
Location: United Kingdom
Posts: 2,355
If you want stand alone insurance thats just for the watch...all risks and away from home try t h marsh....they specalise in watch/jewellery insurance.
You will need a current valuation.
I just paid £120 to insure £8050 deepsea as it was more than the max single item on my home insurance and a lot cheaper than the extra they wanted to add it.
Over the years ive now paid equivelent of a new rolex in premiums and never claimed for anything but the day you dont have it it will be sods law.
Macnavara is offline   Reply With Quote
Old 4 December 2013, 06:34 AM   #16
Macnavara
"TRF" Member
 
Macnavara's Avatar
 
Join Date: Nov 2012
Location: United Kingdom
Posts: 2,355
Quote:
Originally Posted by AH0RSEY View Post
Errrr. Why wouldn't you insure something that has that value? Forget being mugged but what about just plain old falling over and breaking it..... Years back I fell and landed on the crown of a GMT and the watch stem was knackered, bezel was chipped and I'd managed to dent the case too, insurance fixed it good as new...no mugger involved. All my watches are itemised and covered with my personal possessions insurance, including serial numbers Incase they do get stolen.
Lol..You dont need insurance in Harrogate....i lived there for 20 yrs and even the down and outs have rolex.....
Macnavara is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

My Watch LLC

WatchesOff5th

DavidSW Watches

Takuya Watches

OCWatches

Asset Appeal

Wrist Aficionado


*Banners Of The Month*
This space is provided to horological resources.





Copyright ©2004-2024, The Rolex Forums. All Rights Reserved.

ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX

Rolex is a registered trademark of ROLEX USA. The Rolex Forums is not affiliated with ROLEX USA in any way.