ROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEXROLEX

Tseg · 17 March 2015, 11:13 AM

I got insurance for my BLNR today... nearly a year after I bought it. I'm heading to the Caribbean in a few weeks for vacation and read on a another forum of a gentleman who lost a new watch in the surf and had no insurance. I don't want to be THAT guy.

Do most people have insurance on their watches?

Swaggy P · 17 March 2015, 11:14 AM

Definitely.

Jwatson710 · 17 March 2015, 11:16 AM

Smart move. I got a DSSD back in November and the store I bought it from gave me an appraisal letter that day so I insured it the day I got it. It's nice to have peace of mind. Enjoy your vacation.

DJ TT 2002 · 17 March 2015, 11:17 AM

" I have always relied on the kindness of strangers"
Who needs insurance?

Tudor66 · 17 March 2015, 11:17 AM

Yes I do, I have a "any or all" loss provision rider added to my homeowners insurance...

Smart move...

cop414 · 17 March 2015, 11:23 AM

Yep, Jewlers Mutual here, wouldn't wear my Submariner out of the house until I had policy in hand. Better safe than sorry!

Mosbrook · 17 March 2015, 11:54 AM

Surf? What surf? What beach? Please send GPS coordinates.

MattyL147 · 17 March 2015, 11:58 AM

Insured with JM.

Jim Smyth · 17 March 2015, 12:01 PM

I waited 2 weeks after owning the watch (waited till it was insured) before I wore it out of the house. Cant afford to take that type of loss.

gerrya · 17 March 2015, 12:06 PM

Another vote for Jeweler's Mutual

Punishher7 · 17 March 2015, 12:07 PM

I think it wise to have insurance.

LuminousMaximus · 17 March 2015, 12:24 PM

I think insurance is good for anything other than the sport models...

They do have a double lock.

And, I heard if you tell Rolex that you lost your watch they will give you another...

LuminousMaximus · 17 March 2015, 12:26 PM

Quote:

Originally Posted by LuminousMaximus

And, I heard if you tell Rolex that you lost your watch they will give you another...

Well, I may have stretched the truth a bit...

that is a fib of greatest proportion...

Cesium133 · 17 March 2015, 12:31 PM

Yep, all watches and wife's wedding ring is insured. Best peace of mind I can buy.

psv · 17 March 2015, 12:35 PM

I didn't for many years but these days I do.

Tseg · 17 March 2015, 12:48 PM

Quote:

Originally Posted by Mosbrook

Surf? What surf? What beach? Please send GPS coordinates.

17.171627 -62.626363

Ok, maybe not 'surf' but definitely salt water at Pinney's Beach. I'll be parked at Sunshine's, a hundred yards from where I'm staying.

kamek · 17 March 2015, 01:21 PM

I do on my daily wearer

Hairdude1 · 17 March 2015, 01:46 PM

I insure all in my collection. You can never be too safe

btinl · 17 March 2015, 02:05 PM

Make sure the insurance still covers you when you are out of the country.

Ruud Van Driver · 17 March 2015, 02:08 PM

Quote:

Originally Posted by Hairdude1

I insure all in my collection. You can never be too safe

Me too, totally agree.

Only bummer is that the insurance company have stipulated that I have store the watches in a safe concealed in the wall or floor when not in use. I'm not going to get bent out of shape about that here but will have one fitted when I return back to the UK to live full time.

JayAK · 17 March 2015, 02:14 PM

Quote:

Originally Posted by cop414

Yep, Jewlers Mutual here, wouldn't wear my Submariner out of the house until I had policy in hand. Better safe than sorry!

I am the same way.

Starscream · 17 March 2015, 02:20 PM

You guys have just opened my eye to something that only hit me this weekend,

I have a nice collection of watches, Toys, Trinkets, Cars, etc as we all do,
I own Rolex's and I like to wear these timepieces daily, However this weekend I was present at a very violent altercation at my place of business, Police has to be called and said party were ejected by police,
A terrible thought suddenly crossed my mind, When all my staff leave and I lock the place up alone how would I know if anybody was waiting for me outside my doors?

Since then I have not worn anything of value, These items have a transparent monetary value, We all know what they cost,
But they also share with it sentiment, Especially for me and how I earned my Rolex's,
They mean a lot to me, and now the fear of loosing them shouldn't inhibit me from proudly wearing them,

I'm sure its all black and white from the website but would any board members give me some tips on covering these items?

pfg1 · 17 March 2015, 04:27 PM

Insured with Amica Mutual for $5 per $1,000 of appraisal value for my YM Blue.

Urosfan · 17 March 2015, 06:47 PM

Yup

Oyster99 · 17 March 2015, 06:53 PM

Insurance was so expensive that it wasn't worth it for the 16233 when it was bought new in '99. You'd have to pay 500/year and after 12 years you could buy a new one with what you've paid the insurance.

Howmuch do you guys pay? I guess not €500/year?

joli160 · 17 March 2015, 07:06 PM

No insurance here, I don't loose things and I don't get robbed

Watch Professor · 17 March 2015, 11:59 PM

Jm

Ferdelious · 18 March 2015, 12:09 AM

Another Jewelers Mutual customer.

flw · 18 March 2015, 01:08 AM

My watches and my fiancée's jewelry (along with some family heirloom antiques) are all insured by USAA. Smartest thing I've done (aside from getting engaged)!

1WatchDawg · 18 March 2015, 01:18 AM

State Farm offers a Personal articles policy not attached to homeowners policy. It covers jewelry, sporting goods, art,etc. Very reasonably priced. Appraisals are needed on some items, and others just need to be listed with a valuation. Cover theft, loss, and damage on watches.

17 March 2015, 11:13 AM	#1
Tseg "TRF" Member Join Date: Apr 2014 Real Name: Tom Location: World Traveler Watch: GMT Master II BLNR Posts: 1,583	A year later... finally got insurance I got insurance for my BLNR today... nearly a year after I bought it. I'm heading to the Caribbean in a few weeks for vacation and read on a another forum of a gentleman who lost a new watch in the surf and had no insurance. I don't want to be THAT guy. Do most people have insurance on their watches?

17 March 2015, 11:17 AM	#5
Tudor66 "TRF" Member Join Date: Aug 2011 Real Name: Al Location: California, USA Watch: GMT- Pepsi Posts: 3,462	Yes I do, I have a "any or all" loss provision rider added to my homeowners insurance... Smart move... __________________ -NAWCC Member

17 March 2015, 11:23 AM	#6
cop414 TRF Moderator & 2024 SubLV41 Patron Join Date: Apr 2012 Real Name: Tim Location: Pennsylvania Watch: 14060M Posts: 72,234	Yep, Jewlers Mutual here, wouldn't wear my Submariner out of the house until I had policy in hand. Better safe than sorry! __________________ Rolex Submariner 14060M Omega Seamaster 2254.50 DOXA Professional 1200T Card carrying member of TRF's Global Association of Retro-Grouch-Curmudgeons TRF's "After Dark" Bar & NightClub Patron P Club Member #17 2 FA ENABLED

17 March 2015, 12:24 PM	#12
LuminousMaximus 2024 SubLV41 Pledge Member Join Date: Jan 2013 Location: USA Watch: me hit Huge Lotto Posts: 6,512	I think insurance is good for anything other than the sport models... They do have a double lock. And, I heard if you tell Rolex that you lost your watch they will give you another... __________________ “Every man Dies... Not Every Man, Really Lives.” – William Wallace - To really lives means to live your life to the fullest. It means to chase your dreams, take risks, and to love life. Since everyone’s fate is the same, why not live the best life that you possibly can? In order to really live,you must seize the day. Live each day as if it's your last and overall just do it! Today is a gift, that’s why it’s called the present...

17 March 2015, 01:46 PM	#18
Hairdude1 "TRF" Member Join Date: Apr 2012 Real Name: Alex Location: Chicago Watch: AP,PP, Rolex Posts: 37,156	I insure all in my collection. You can never be too safe __________________ Instagram: @Hairdude Watches in Collection 5070R, 5522A, 214270 MK1, 228238 16750, 26401, 5711, 116718, 116710LN, 116300, 16710"Coke", 372, 15300, 15703 (All Flipped) Official Member "Perpetual 30" Las Vegas GTG 2016 Official Member "WIS-CON" Las Vegas International GTG 2017 Official Member 'WIS-CON' Las Vegas Int'l GTG 2018

17 March 2015, 11:14 AM	#2
Swaggy P Banned Join Date: Jan 2015 Location: Westland, MI Posts: 143	Definitely.

17 March 2015, 11:16 AM	#3
Jwatson710 "TRF" Member Join Date: Jun 2014 Location: Memphis Watch: Deepsea Posts: 15	Smart move. I got a DSSD back in November and the store I bought it from gave me an appraisal letter that day so I insured it the day I got it. It's nice to have peace of mind. Enjoy your vacation.

17 March 2015, 11:17 AM	#4
DJ TT 2002 2024 Pledge Member Join Date: May 2013 Location: Hollywood 1950 Posts: 4,103	" I have always relied on the kindness of strangers" Who needs insurance?

17 March 2015, 11:54 AM	#7
Mosbrook "TRF" Member Join Date: Oct 2014 Location: Cleveland Posts: 414	Surf? What surf? What beach? Please send GPS coordinates.

17 March 2015, 11:58 AM	#8
MattyL147 "TRF" Member Join Date: Jul 2014 Location: USA Posts: 1,207	Insured with JM.

17 March 2015, 12:01 PM	#9
Jim Smyth Banned Join Date: Nov 2013 Real Name: Jim Smyth Location: Florida Watch: DD Posts: 1,842	I waited 2 weeks after owning the watch (waited till it was insured) before I wore it out of the house. Cant afford to take that type of loss.

17 March 2015, 12:06 PM	#10
gerrya "TRF" Member Join Date: Mar 2014 Real Name: Gerry Location: Mahopac, NY Watch: Exp II Polar Posts: 129	Another vote for Jeweler's Mutual

17 March 2015, 12:07 PM	#11
Punishher7 "TRF" Member Join Date: Feb 2015 Location: WA Watch: SubC/Pelagos Posts: 512	I think it wise to have insurance.

17 March 2015, 12:31 PM	#14
Cesium133 "TRF" Member Join Date: Sep 2012 Location: USA Posts: 2,037	Yep, all watches and wife's wedding ring is insured. Best peace of mind I can buy.

17 March 2015, 12:35 PM	#15
psv 2024 Pledge Member Join Date: Oct 2009 Location: USA & France Posts: 11,078	I didn't for many years but these days I do.

17 March 2015, 01:21 PM	#17
kamek "TRF" Member Join Date: Nov 2012 Real Name: Brian Location: NYC Posts: 534	I do on my daily wearer

17 March 2015, 02:05 PM	#19
btinl 2024 Pledge Member Join Date: Aug 2010 Location: . Watch: on my wrist Posts: 1,971	Make sure the insurance still covers you when you are out of the country.

17 March 2015, 02:20 PM	#22
Starscream "TRF" Member Join Date: Jan 2015 Real Name: Jamie Location: NY Watch: Daytona + Sub C Posts: 23	You guys have just opened my eye to something that only hit me this weekend, I have a nice collection of watches, Toys, Trinkets, Cars, etc as we all do, I own Rolex's and I like to wear these timepieces daily, However this weekend I was present at a very violent altercation at my place of business, Police has to be called and said party were ejected by police, A terrible thought suddenly crossed my mind, When all my staff leave and I lock the place up alone how would I know if anybody was waiting for me outside my doors? Since then I have not worn anything of value, These items have a transparent monetary value, We all know what they cost, But they also share with it sentiment, Especially for me and how I earned my Rolex's, They mean a lot to me, and now the fear of loosing them shouldn't inhibit me from proudly wearing them, I'm sure its all black and white from the website but would any board members give me some tips on covering these items?

17 March 2015, 04:27 PM	#23
pfg1 "TRF" Member Join Date: Apr 2010 Location: Wisconsin Watch: 116622 YM Blue Posts: 505	Insured with Amica Mutual for $5 per $1,000 of appraisal value for my YM Blue. __________________ Life is filled with choices......and consequences! 2019 Sky-Dweller Giveaway 2019 GMT CHNR Giveaway 2019 DEEPSEA Giveaway 2018 Rolex Red SD43 Giveaway 2018 Bond Submariner Giveaway 2020 Rolex + Tudor GMT Giveaway 2020 Rolex Submariner Giveaway

17 March 2015, 06:47 PM	#24
Urosfan "TRF" Member Join Date: Oct 2012 Location: NYC Watch: Me now Posts: 19,372	Yup

17 March 2015, 06:53 PM	#25
Oyster99 "TRF" Member Join Date: Jan 2015 Real Name: Kris Location: Holland Watch: me go Posts: 730	Insurance was so expensive that it wasn't worth it for the 16233 when it was bought new in '99. You'd have to pay 500/year and after 12 years you could buy a new one with what you've paid the insurance. Howmuch do you guys pay? I guess not €500/year? __________________ Instagram watchpage: k99app, feel free to follow me ;) 17014 - oysterquartz Corniche Mistral40 Regards.

17 March 2015, 07:06 PM	#26
joli160 2024 SubLV41 Pledge Member Join Date: Apr 2013 Location: NL Watch: Yachtmaster Posts: 14,758	No insurance here, I don't loose things and I don't get robbed __________________ Day Date 18238, Yachtmaster 16622, Deepsea 116660, Submariner 116619, SkyD 326935, DJ 178271, DJ 69158, Yachtmaster 169622, GMT 116713LN, GMT 126711.

17 March 2015, 11:59 PM	#27
Watch Professor "TRF" Member Join Date: Oct 2009 Real Name: Myron Location: New York Watch: GMT IIC; Sub Date Posts: 3,166	Jm __________________

18 March 2015, 12:09 AM	#28
Ferdelious 2024 SubLV41 Pledge Member Join Date: May 2013 Real Name: Matt Location: Tampa, FL Watch: Hulk/SD4K/SeaQ/P39 Posts: 3,203	Another Jewelers Mutual customer. __________________ Why is it, "A penny for your thoughts," but, "you have to put your two cents in?" Somebody's making a penny.

18 March 2015, 01:08 AM	#29
flw "TRF" Member Join Date: Dec 2014 Real Name: Frank Location: Michigan Watch: Sub 116610LN Posts: 419	My watches and my fiancée's jewelry (along with some family heirloom antiques) are all insured by USAA. Smartest thing I've done (aside from getting engaged)! __________________ Rolex Submariner Date Omega Seamaster 300 1957 Omega Seamaster Professional 300M Diver Omega Speedmaster Professional Moonwatch 1969 Bulova Accutron Spaceview 214

18 March 2015, 01:18 AM	#30
1WatchDawg "TRF" Member Join Date: Nov 2014 Real Name: Frank Location: GEORGIA Watch: 16610T Sub Date Posts: 413	State Farm offers a Personal articles policy not attached to homeowners policy. It covers jewelry, sporting goods, art,etc. Very reasonably priced. Appraisals are needed on some items, and others just need to be listed with a valuation. Cover theft, loss, and damage on watches.

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)