Desperately seeking guidance

[RocKicks614]

First of all let me start off by saying this isn’t a troll post and sorry for the long story but I feel I need to implement all of the elements so people can get a feel for where I am at mentally before they chime in.

Some of you may remember a previous post of mine but I am going to elaborate a little further. I am a 37 year old father of 2 and was raised by a single mother. One of the bonds my mother and I shared was my love for wrestling and growing up on Ric Flair I developed an affinity for Rolex watches. At 12 years old I told myself one day I would own one. Well from age 16-28 I didn’t make the best choices and none of those certainly put me in a position to have the money to own one. I battled drug addiction for over a decade and on 10/05/2010 I finally surrendered and got sober through a 12 step program and have remained 100% sober since. Three months after I got sober my son was born on 4/27/2011 and I told myself I would put a plan into action to get the watch I once dreamed of and give it to my son on his graduation day. In June of 2018 after saving every chance I got I finally made the purchase (although it wasn’t a YG DD, I believed it was as close as I would ever get) and I felt like I was on top of the world. I wore that watch for the birth of my daughter on 9/11/2018 (pic below), my sons first day of 2nd grade, fulfilling my mother and grandmothers dream and taking them to see Hall and Oats and during many other memories I cherish to this day. My son used to says all his friends called me the dad with the cool watch (I am the parent to attend every single school event), how awesome that made him feel and all I could think about was how he would feel when he was the cool watch guy. Two months (the week before my daughters birth) we moved into a bigger place so my kids could each have their own room (something i did not get to experience much growing up), we suffered a house fire due to electrical issues and due to unforeseen circumstances there was no renters insurance in place. Before you ask I tried to get a lawyer to pursue the agent for error of admission, but no one would take the case on without a sizable retainer which I could not afford. While we put a plan into place we were staying with my daughters grandparents on her mother’s side. About a month into that, apparently the tragic experience was too much and her mother decided it was best to pursue her own life. Between being a single father who’s main objective was to provide for his children and a business partner who made bad choices, which in turn led having to dissolve the business I built from the ground up. Apparently their was another plan for me as the same week this occurred with my business, I was approached asking would I be interested in taking a position as a chemical dependency counselor, so I proceeded to get licensed in the field. I lost the love of my life and my best friend to addiction so I made it my mission to try to save lives and make an impact on my community, as opiates have became an epidemic. Even though it means taking a substantial pay cut, watching my clients come in battling homeless, addiction and other occurrences I directly faced, I realize this is where I am supposed to be. This past Saturday it came to light that the man whom I believed to be my estranged father wasn’t actually my father and the gentleman who is, passed away in 2012. Upon reaching out to his family I found out he doesn’t even have a headstone and that really troubled me that I couldn’t go somewhere to say a proper goodbye and he was never memorialized. Approximately 16 days ago I was contacted by RSC NYC, notifying me that Rolex completed the restoration of that watch (only charged parts, no charge for labor). I went through so many hoops just to get them to agree to attempt it. At the time I sent it to RSC the possibility of getting it back was realistic. The invoice total came to $5,082. I do still have the warranty card, extra links and the AD said he would get me a new box for $300. As much plans as I had for the future of this watch, I don’t know how long I have to pay for the service, as I have been too embarrassed to call RSC and let them I don’t have the money at the moment to get it released to me. Is anyone aware of how long you have to pay? Because in reality I don’t know if or when I will be in a position to do so. I don’t want this watch to just become Rolex’s property as it saw the worst and one of the 2 best moments of my life. So I am wondering do I just try and have someone pay for the invoice and have it released to them in hopes of possibly making a small profit (would most likely use it for my fathers headstone). It pains me to know I am so close, yet so far from having the miracle piece back in my hands, but I don’t know what to do because personal loans and credit cards are out of the equation and the small amount of family I have lives check to check. In closing let me say again, this is not to give people my sob story, it’s just my reality and I needed the variables to be known so it could be understand how torn I am at the moment. A lot of people in this world have had and do have it worse than me and I am grateful that my children and me survived that fire, because they were the most valuable things I stood to lose. To be truthful though, that watch was my greatest accomplishment besides being a father. I set a goal and 24 years later I accomplished it. For those in doubt of the legitimacy of this post, I can provide documentation, picture and videos that correlate it all. Thank you for reading this and I appreciate and guidance offered.

[RocKicks614]

After posting I noticed I forgot to clarify that in the pic the top is after the fire and bottom is after restoration (with the exception of a new rehaut) They did not account for it in the initial repairs and did for it for “free”. Agreeing to charge me the initial estimate and not adding an additional charges.

[EndlessEight]

I remember you. The watch was in a fire.

See if a local AD can buy the watch and work out a payment plan with them.

Good luck.

[Chewbacca]

Please tell me you used voice to text.

[Chewbacca]

I’m not certain what the hold policies are for repairs.

I think you need to reassess the how much more you put into the restoration, though.

I hope you can get closure with it.

[BillA]

Wow, that was quite a story, you have really come a long way, my congrats to you.
The one thing that puzzles me is the RSC part, you say you owe them $5K for the restoration of the watch, I thought it was Rolex’s policy to be paid for the work when an estimate is given. In other words, they don’t do the work until being paid.

[KrismanX]

Where’s my tackle box...

[Pantheon]

Originally Posted by BillA

The one thing that puzzles me is the RSC part, you say you owe them $5K for the restoration of the watch, I thought it was Rolex’s policy to be paid for the work when an estimate is given. In other words, they don’t do the work until being paid.

Actually the NYC RSC always quote you first and once you authorize it they'll do the work. You don't have to pay until you pick up the watch. I had my sister's watch just serviced there for roughly 3k a few months ago.

Anyways sorry to the OP for your loss. A woman's loyalty is tested when a man has nothing. A man's loyalty is tested when he has everything. I have actually never heard of Rolex keeping your watch and selling it. I would still reach out to them and try to work something out and be honest about it. Sure it might be embarrassing but sometimes the situation is what it is.




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[RocKicks614]

Well I can assure not a penny was put down and work bas been completed. For those familiar with RSC NYC maybe you know this woman.

https://imgshare.io/image/e9Ly6

[Pantheon]

Originally Posted by RocKicks614

Well I can assure not a penny was put down and work bas been completed. For those familiar with RSC NYC maybe you know this woman.



https://imgshare.io/image/e9Ly6

I can confirm their procedure I'm in NYC and had many watches serviced over the years. They only need your authorization to do the work. You pay when you pick up the watch.


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[RocKicks614]

I actually typed all of that out. So sorry if it is poorly written. Thank you to all for their condolences and kind words. Also thank you for the advice thus far.

[Chewbacca]

Originally Posted by RocKicks614

I actually typed all of that out. So sorry if it is poorly written. Thank you to all for their condolences and kind words. Also thank you for the advice thus far.

Did fine.

[mmmmp]

Quite a life so far. Hopefully things go your way from here on in.

To be pragmatic here, I understand your desire to have your father properly interred. (My father passed a couple of years ago which shattered me. We were very close and I miss him daily.) However, a headstone can be purchased anytime really. As long as it's in your thoughts, there's no harm in postponing it for a little while.

Retrieving your watch is a 'here and now' issue. I do not know how long they will let you accumulate the funds to satisfy your bill, but count on sooner than later. Unfortunately, you will need to speak to them and explain the situation. I'd bet once they hear what you've been through, it would take a heart of stone to give you a hard time. (Don't tell them your life story, recent events are enough.) Everyone has hard times and most people can empathize. To some extent.

One thing that might come up is why you authorized such an expense if unsure funds were either available or forthcoming. Tell them the truth and see what they say. One thing is certain, you authorized the work and RSC completed your requests as required. They have no obligation to wait forever. And, it shouldn't be expected either.

So, first step is call and make a proper appointment. Truthfully let them know where you stand and listen carefully to their suggestions. I'm hoping you both can come to an arrangement to satisfy everyone.

You *do not* want to lose that watch.

Best of luck and please report back and let us know what happened.



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[extra260]

Perhaps you should just call the RSC and explain the situation. Ask them if you can make payments and collect the watch after the balance due is paid in full. If you do nothing they will take ownership of the watch after a period of time ( I forget how long ) and you will loose the watch.

[nevergiveup]

Devils advocate here, I think the OP is looking for a rich sympathizing member for $. I'm sorry if I;m wrong but its an old fraud used in many different ways.

[zengineer]

Originally Posted by nevergiveup

Devils advocate here, I think the OP is looking for a rich sympathizing member for $. I'm sorry if I;m wrong but its an old fraud used in many different ways.

Welcome to the forum.

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[Pantheon]

Originally Posted by nevergiveup

Devils advocate here, I think the OP is looking for a rich sympathizing member for $. I'm sorry if I;m wrong but its an old fraud used in many different ways.

Quite possible. On the internet anything goes.

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[nevergiveup]

Originally Posted by zengineer

Welcome to the forum.

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can't be new to warn members? and thank you if its genuine

[brandrea]

First, congratulations on overcoming your addiction problem. That in and of itself is a major accomplishment.

Hope you get the watch sorted OP, welcome to the forum

[RocKicks614]

Originally Posted by nevergiveup

Devils advocate here, I think the OP is looking for a rich sympathizing member for $. I'm sorry if I;m wrong but its an old fraud used in many different ways.

If you would like to text or call me 614-800-5303 and I can gladly send you videos and pictures of my fire and for most anything else in my story you may question. Rolex has been informed of my story along with receiving many things to verify it, down to the fire report, hence why they did not charge me any labor. If someone knows a direct contact there that could possibly assist in an form I would greatly appreciate it and I have sent multiple emails throughout the process to let them know my situation. I certainly wasn’t looking for sympathy. I have been on this board daily for the better part of the last year and was hoping with the knowledge the members possess, they could direct me to the best course of action. Sorry if I came off as someone trying to prey on people or portrayed myself in any other negative manner.

https://imgshare.io/image/exlvn
https://imgshare.io/image/exRLF
https://imgshare.io/image/exalY

[Jmbarrack]

I remember this original story a few months back.

This is a difficult one to sort out here.

I am not a financial advisor, nor would I recommend this advice to anyone under most circumstances without knowing how financial responsible you are, but I'm merely trying to offer an outside the box solution ...

Have you thought about applying for a 12-15 month no interest credit card and using that to pay for the watch?

I may get flamed for this suggestion but here's my point:

- You apply for the card, hopefully getting a limit over what the repair cost is
- Use the card to pay for the Rolex repair and receive the watch
- You only need to make minimal payments for 12 months without earning any interest
- In the 12 months, sell the watch
- Once sold, pay off the balance on the CC
- Use the rest to do what you wish

There are obvious risks associated with this and this assumes you can get a CC with a large enough limit to pay the balance and are responsible enough to pay it off.

But this offers a solution to your cash flow problem, allows you to have the watch to sell and affords you time to sell and pay off the balance without accruing interest.

[RocKicks614]

Originally Posted by Jmbarrack

I remember this original story a few months back.

This is a difficult one to sort out here.

I am not a financial advisor, nor would I recommend this advice to anyone under most circumstances without knowing how financial responsible you are, but I'm merely trying to offer an outside the box solution ...

Have you thought about applying for a 12-15 month no interest credit card and using that to pay for the watch?

I may get flamed for this suggestion but here's my point:

- You apply for the card, hopefully getting a limit over what the repair cost is
- Use the card to pay for the Rolex repair and receive the watch
- You only need to make minimal payments for 12 months without earning any interest
- In the 12 months, sell the watch
- Once sold, pay off the balance on the CC
- Use the rest to do what you wish

There are obvious risks associated with this and this assumes you can get a CC with a large enough limit to pay the balance and are responsible enough to pay it off.

But this offers a solution to your cash flow problem, allows you to have the watch to sell and affords you time to sell and pay off the balance without accruing interest.

I am not worried about having any "cash flow for myself" at this moment in time. As I had stated in the first post, credit cards and loans are not an option. I have been paying off all the furniture and such that I financed that was lost in the fire. I am just getting to the point that if I can't enjoy the watch the way I had hoped, that maybe someone else can get the feeling from it I once had and use it the way I had imagined for their children. I just hate to see it become the property of Rolex. I wouldn't sell it if I was able to get it back given all the memories and the fact that it was one of very few possessions that "survived" the fire, but that does not seem plausible. Thus why I asked what would be the best way to get into someones hands. Honestly If I can't make a dime off of it I will just live with that and I may as well just let someone else get it and the memories carry on and I figured that the way people love the time pieces on here that maybe this was the best place to offer that to someone.

[Jackie Daytona]

Originally Posted by Jmbarrack

I remember this original story a few months back.

This is a difficult one to sort out here.

I am not a financial advisor, nor would I recommend this advice to anyone under most circumstances without knowing how financial responsible you are, but I'm merely trying to offer an outside the box solution ...

Have you thought about applying for a 12-15 month no interest credit card and using that to pay for the watch?

I may get flamed for this suggestion but here's my point:

- You apply for the card, hopefully getting a limit over what the repair cost is
- Use the card to pay for the Rolex repair and receive the watch
- You only need to make minimal payments for 12 months without earning any interest
- In the 12 months, sell the watch
- Once sold, pay off the balance on the CC
- Use the rest to do what you wish

There are obvious risks associated with this and this assumes you can get a CC with a large enough limit to pay the balance and are responsible enough to pay it off.

But this offers a solution to your cash flow problem, allows you to have the watch to sell and affords you time to sell and pay off the balance without accruing interest.

I was going to suggest the same. I’ve been through some pretty rocky patches in the past and had to do this a time or two. Just have to pay it off before the introductory 0% off time is up or you’re screwed. But it can be useful for situations like this

[jinikari01]

I don't have lot of knowledge in the field home insurance.
So you got absolutely nothing from insurance?
Assuming the the house was rented.
Aren't you entitled to some sort of reimbursement or settlement?
Aren't owners/landlords by law required to have proper insurance?

[RocKicks614]

Originally Posted by jinikari01

I don't have lot of knowledge in the field home insurance.
So you got absolutely nothing from insurance?
Assuming the the house was rented.
Aren't you entitled to some sort of reimbursement or settlement?
Aren't owners/landlords by law required to have proper insurance?

You are correct that I was renting. It's a complicated story but I was under the assumption that my agent had a policy in motion, which turned out to not be the case. The lease agreement was written that the insurance the owner possesses is for the dwelling and the owner was not responsible for contents and that it was the tenants responsibility to carry a policy for contents. I can dig up the lease later next week so you could review the exact verbiage.

[jinikari01]

Originally Posted by RocKicks614

You are correct that I was renting. It's a complicated story but I was under the assumption that my agent had a policy in motion, which turned out to not be the case. The lease agreement was written that the insurance the owner possesses is for the dwelling and the owner was not responsible for contents and that it was the tenants responsibility to carry a policy for contents. I can dig up the lease later next week so you could review the exact verbiage.

I see. No need to dig up your contract...
I was just curious.
Wish you all the best. Good luck.

[Tangier11]

Originally Posted by jinikari01

I don't have lot of knowledge in the field home insurance.
So you got absolutely nothing from insurance?
Assuming the the house was rented.
Aren't you entitled to some sort of reimbursement or settlement?
Aren't owners/landlords by law required to have proper insurance?

The home owner is required to have insurance on the structure, not contents that's for renters insurance...

[Tangier11]

To the OP. I really appreciate your story. Ric Flair is the first person I ever heard say the word Rolex! I am very sorry to hear about your situation but I want to congratulate you on overcoming your addictions!! I will echo what has already been said, I would contact Rolex and be very honest and upfront and ask for a payment plan. I have NO idea if they would entertain this, but it is for sure worth a shot.

[Pantheon]

It is the burden of the renter to buy renters insurance. Renters is actually pretty cheap around 10-15 bucks a month. The owner is reimbursed for the structure and he can only be reimbursed for his things. The insurance won't reimburse the renter's items. Also the renters insurance probably wouldn't have covered the Rolex regardless unless the renter adds it to the policy. The renters insurance would've covered all the items like furniture and such lost in the fire as well as some displacement funds.


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[vivicorsi]

Sorry for your tough time.
Yes I think best to sell the watch.
These are nice things but still they are THINGS.
Use things, love people. Lots of people do the opposite.
Never get emotionally attached to things. It is completely irrelevant.
Your best achievement are your kids.
Congratulations for overcoming addiction. Respect.

I hope you find someone on the forum to buy the watch. That would make things easier.
All the best.